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I like the HSBC branches but !!!
From my understanding its now the only bank still to adopt a glass cover counter feature.. Natwest recently changed this within their recenr modernastion of the branches. Santander and barclays includes.. Its the 21sr century and I dont want branch visit feel like im visiting a prison imo.
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Nationwide Flexplus account
I know some people on here aren't fans of these types of accounts. Currently overhauling my finances and trying to save a few pounds here and there. My monthly savings are currently up to around £35 and still some room for improvement. Currently, I pay £15.50 per month for Co-Op Privilege Premier (old account) That gives…
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How soon after an incentive switch can I switch again?
Hi all I've just recently switched an account from Co-Op Bank to Halifax for a £100 incentive (now £125 but never mind, I wasn't to know). I've had a look at the Halifax T&Cs and can't see anything about a minimum period I have to keep the account with them and still keep the £100 incentive. Does anyone know if there is a…
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Basic GnuCash bookkeeping question
Good morning all, forgive the newbie post. I am trying to use GnuCash as a basic home accounting system as I prefer to utilise open source software and also avoid being tied to a particular platform. I can relate to the double entry system in that every expenditure has to balance to a credit in a different account.…
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"BAC - ANMF CREDIT" in bank account
I've just had a credit on my bank account with the description "BAC ANMF CREDIT" but I wasn't expecting any money and I don't know what it's for. It's a Natwest bank account, and I have just switched my mortgage from Santander to Natwest so I'm thinking it must be something to do with the mortgage? Does anyone know what…
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single overseas transfer
I need to send about £300 to an individual in Australia. Hadn't realised it would be hard . Tried to do it online through nationwide but realised they want 8 account number digits and the recipient has 6. What's the best way to do this? I have a revolut card if it helps too Thanks
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Barclays to Halifax switching question
I'm looking to switch from Barclays to Halifax, probably within the next day or two but at Barclays I have to savings accounts as well as my main account. I know the 7 day switching process closes down the original account, but what happens to the two savings accounts and will I still have full online banking access to the…
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All former switch incentive
Hi. I get to remember what switching incentive were offered by the bank in the past. This is the incentive I took in the past Yorkshire unlimited £150 Nationwide £100 moneysupermarlet HSBC £120 ( now) Halfiax £100 and £100 (offered in branch) First direct £100 Co-op £100 Post office £100 Has TSB, Llyords, Santander, BOS,…
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Bank loan paid off.
Please can someone help? I had a loan with my bank whom I rang and asked for a full and final amount to pay off the loan. Two days later I rang, asked if it was still correct which that said yes to and I then paid it off in full over the phone. A week later I rang asking for a statement showing it had been paid off. I was…
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Co-op Bank £84 TopCashback offer 13/2/16
Just gone up again. Doesn't mention it being a main account but must be your 'active' account and regularly pay in an unspecified amount, no DD's mentioned as part of the necessary Switch of an external account. Says may only receive TCB once but as ever is that once per different offer or once in a lifetime?
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Fidor "bank"
I joined fidor some month ago ,on fourth of February I transferred money into account for first time ,I sent four hundred pounds by faster payment, as yet it hasn't arrived.I have chased it up with my bank who confirmed they have sent it and fidor do have the funds ,all I get from fidor over last week or so is "hmm this…
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No account number on NatWest card!
That was a surprise when I got my NatWest card! Not sure yet how I plan to get my account number when I need it to give people. What do people do? I was thinking of going into the mobile app to get the account number if needed.
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barlclays savings bonds question
hi i have a fixed rate savings bond which matured last april it says available on bank statements im buying a house at auction and have paid the deposit and due to complete in 16 days so when i went to transfer the bond into current account it said no its not matured! it has it matured last april. im told they send a…
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How to improve finances
Hi , was looking for help/ advice on how to improve finances ? Me and hubby have reasonable combined income 2674, plus child benefit 137 - our total expenses per month are 1661 - so in theory we should have 1k per month left - we never do but obviously out of this there is spending for non essential but enjoyable things ,…
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£10000 to invest
Hi, I have an ISA with £15000 in it and the interest in it is terrible. I would like to invest £10000 if it somewhere low risk but with good interest, if there is such a thing. Need some good solid advice. Please help! Thanks MR
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Opening First Direct current account
Hello, I am considering opening a First direct current account. However, in the past few months i opened quite a few current accounts and as a result, i have a lot of credit checks in short time period, including a reject from HSBC, exactly for this reason. My question is since First Direct are owned by HSBC, are they as…
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Not informed of changes to banks T&Cs
Apologies if this is not the best place to put this but I couldn't find the right spot in the CA forum for it! The bank I am using changed its T&C for bank accounts that I have with them. The notification of the T&C was supposedly sent out in a bulk mail shot to customers. The letter never found its way to me but as my…
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How to close Lloyds Bank account?
Hello guys, I would like to ask you a very serious question for me. Only you can help me. I live in Czech and calling to UK is very expansive. My account is based with Lloyds UK and this account is in overdraft about two hundred quids. I dont have a debit card from this account because I have already destroyed it but I…
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Incentives to open joint account???
Am looking to open a joint account with the SO for household expenses, but to gain any of the opening incentives offered I have to switch ALL my DD's and close my account. Firstly, I want to retain my own account and secondly, I'm using my overdraft and can't afford to pay it back in full. Considered asking SO to switch…
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Take home pay after accrued annual leave
I'm leaving my job at the end of the month and have £1100 of accrued annual leave to take, which will be paid in my final pay packet. I usually earn £32,277pa which gives me a take home pay of around £1900 after tax, NI and student loan. Can anyone let me know how much extra take home pay I should receive in my last wage?…
