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Barclays worst ever * infinity
I applied for a First Direct a while ago and got rejected. It sucked but c'est la vie, got approved for YB just before the switch deal ended so lightened the blow + NatWest Rewards. Barclays application said it'd take 2-3 days to be reviewed before a decision was made. They then said I needed to arrange an appointment in…
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Paying into a Euro bank account while in the UK
I've recently moved back to the UK from the Netherlands, and still have a euro-denominated bank account there. I also have about €80 in cash sitting around my house here in the UK, which came back with me here for various daft reasons. I'll still have some bills to pay from my euro bank account, so is there some way to pay…
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Finally made the switch - salary?
Hi! I finally plucked up the courage to switch my current account from my (at least) 20 year old one to a new Halifax reward account. I have gone for the 7 day switch option which I hope will go smoothly (though I do have many direct debits and so on to switch). My main question to those who have already switched is this -…
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New graduate job
Hi MSE, Firstly forgive me if this thread is in the wrong place! I've just started a graduate job after coming out of uni and wanted some general advice for how to save/invest my money. I'm currently living at home with parents due to rents being stupidly high. Currently I am with two banks: 1) Santander: 123 Current…
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Instant New Bank Account?
Hi, mum needs to open up a new bank account to act as a 'pot'. She banks with Santander, Barclays and Nationwide and would, ideally, like the account to be with one of these 3. We want to be able to open the account over the phone and have the account details immediately. She is not set up for online banking. Has anyone…
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Victim of online banking fraud with Santander account...
Hi folks Is this the right place to talk about banking scams? Apologies if not... This has actually been resolved now, i.e. I have my money back, but it was still a disturbing occurrence and I wondered if anyone could shed any light on how it might have happened. On 7th December, I logged in to my Santander online banking,…
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book to track finances
Although I don't post much, I have been using the tips and forums here for five years now and my husband and I have cleared £80000 of credit card bills!!! we are now turning our minds to overpaying the mortgage and maxing our pension savings. Although I find doing the budget fairly ok what Id really like is a book I can…
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Joint Halifax- eligible for £100 incentive?
I have halifax account where I have received £100 incentive. My partner doesn't have halifax account and has never received an incentive from them. My plan is to open a joint account by switching from a sole yorkshire account in my name, do you think we'll / my partner be eligible for the £100 incentive? T&C say "Only one…
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RBS to reimburse 4,500 dormant account holders
http://www.bbc.co.uk/news/business-35086946 Every penny counts.
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Halifax down? any thoughts?
When I try to access internet banking after successfully entering my security information, I receive the following message: "We’re sorry, but you don't have any accounts that can be accessed through Online Banking." I called them but they say something like there's not enough information on their system to be able to check…
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Best basic bank account
Hello Wonder if anyone can give me some advise on the best basic bank account I can open. I do have a basic account with the Metro bank, but I am not happy with this account. I have recently tried to buy things with my debit card online with sites like Amazon, My card always gets rejected, this happens with Ebay as well…
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Budgeting - factoring in charity donation
I'm trying to cut back on personal spending, but I've always felt I should be giving more to charity. I'm in a bit of a pickle with it; wanting to save as much as I can, but give as much as I can too (so it's trying to find a balance). I've seen some budgeting sites recommending to aim anywhere from 1-5% of gross salary. I…
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Bank Accounts for pensioners
Hi - I'm looking to swap bank accounts for my granny. She's really not getting a good deal on her current account. I've seen loads of banks to switch to, most with a switching incentive. But, as she's a pensioner her income is low and she doesn't meet the minimum monthly deposit rate for the accounts I've seen. I'm asking…
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Nationwide bank account 5%
I have a nationwide bank account which gets 5% interest for 1x years, the year is up now its 1%,how long do I need to close account and reopen to get 5% again ???
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Barclays secure messaging not working
I rarely use my barclays account, but I've been trying to send them a non-urgent secure message from the internet banking for more than a week. Everytime I try it says secure message service will be back shortly. Just wondering if it broken for everyone or just me.
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Lloyds business account cheque clearing
Hi, I have a cheque from a Lloyds business account that I want to pay into my Lloyds personal account. I want to pay this into my account tomorrow...any idea when I will have access to the funds? I can go to the branch closest to me or the branch that is named on the cheque a bit further away if that's going to make a…
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Opening a joint account - distant partners
Guys I hope someone can advise as I am getting nowhere fast! I need to open a new joint bank account, and the other account owner is miles and miles away. My local branch tells me that both of us must go to the same branch to open the account. I have suggested that the other account holder is miles away and can they not…
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Bank security?
Earlier on I was in the process of paying for something online when the website asked for details I wasn't happy to give. I looked for reviews of the site and loads of people were saying it was dodgy. I had already given my name, address, sort code and account number (not the long number on my card). I cancelled the…
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House of Commons Treasury Select Committee holds session on HBOS group failure report
Next week, the House of Commons Treasury Select Committee will question PRA (Prudential Regulation Authority) and FCA (Financial Conduct Authority) representatives as part of its inquiry into the HBOS failure report. Evidence will be taken in two sessions, the first session beginning at 2:15pm on Monday 14 December, and…
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YBS stops Money Manager
No great surprise after it stopped working last week. (Its working again now). Service stops 15th March. An alternative is https://www.ewise.com.au/accunity/aa/home.asp "As a registered user of Money Manager (via the Yorkshire Building Society website), we wanted you to be the first to know that we have made the difficult…
