Opening a joint account - distant partners

djblack

Guys

I hope someone can advise as I am getting nowhere fast!

I need to open a new joint bank account, and the other account owner is miles and miles away.

My local branch tells me that both of us must go to the same branch to open the account.

I have suggested that the other account holder is miles away and can they not attend a local to them branch of the same bank, but apparently not.

This is an RBS account I am trying to open.

How am I best to proceed?

Is this standard practice, or should I look elsewhere, and if so, where?

Thanks in advance


David

Ben8282

I think it is standard practice.

djblack

Ben8282 wrote: »

I think it is standard practice.

I can understand why they need to be careful these days, but with so many online accounts I *assumed* that there may be some that are more flexible than others.

Even if we had an existing account, so that one of us were "known" already to the bank, they may have been able to do it that way.

David

ceredigion

You can achieve a joint club Lloyds online

grumbler

ceredigion wrote: »

You can achieve a joint club Lloyds online

I think this depends.
All joint accounts I ever had, except, possibly, the first one, were opened online (Barclays, Nationwide, Santander, Smile, FD). However, I don't think that this is the case for everyone with joint accounts in these banks.

Vortigern

ceredigion wrote: »

You can achieve a joint club Lloyds online

I've converted a Lloyds account in my name, to a joint account with my wife. I/we did it online, but we both had existing online access to Lloyds and unlike the OP, we live together.

I also persuaded Santander to add my wife to my 123 account. I rang, they wanted us to go to a branch, but they reluctantly agreed to send some forms out.

jonesMUFCforever

Vortigern wrote: »

I've converted a Lloyds account in my name, to a joint account with my wife. I/we did it online, but we both had existing online access to Lloyds and unlike the OP, we live together.

I also persuaded Santander to add my wife to my 123 account. I rang, they wanted us to go to a branch, but they reluctantly agreed to send some forms out.

You have probably been able to do this as CRA information may have linked her to your address etc but a stranger miles away will never get past the online process.