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Finding an Accountant for Freelancer
Hi — I'd like to look into the cost of having an accountant help me annulay with my tax returns and other bits and pieces. I am a freelance designer, self employed with various direct clients as well as occasional contracts taken through agencies. It's a pretty small operation (for now!) and i haven't got a huge budget for…
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Tesco Bank login and access issues
Anyone experiencing problems accessing their account. I've tried using different browsers over the last two days and can either login, but am logged out once I click on an account link, or the one time access text alert doesn't get through. I note today that the login page is a new interface/type face and wondered whether…
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TSB Business Account is a joke!
After spending over 1 hour filling out an application form and waiting two days for someone to call me, I expected more from TSB customer services. I wish the online form at the top had said, "We don't welcome business accounts that accept trade from USA" because I would not have bothered to spend that effort on them. I…
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Moving Banks Nightmare
In October I moved from Lloyds Bank to TSB and they have been a nightmare. Their level of customer service is absolutely shocking so I want to move again, however I heard that this can damage your credit score. Is that true? If so, how long shall I wait until I move banks again please?
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Child & Co - "Premium Account"
OK, so this is strange. I've seen a few people post photos of their Child & Co (i.e. RBS but at the Fleet Street branch) cheque books, but I've just had mine through and it seems a little different, in that it says "Premium Account" on it. Now, I've not signed up to a fee-paying account, just a simple £0/month Select…
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barclays and paying in us dollar
want to buy summat from abroad for 153 usd. do barclays charge for this?? cant find anywher
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Switching from brand new account with rubbish bank - any restrictions?
Hi, My partner and I have being having a nightmare time getting a joint bank account open with Halifax to the point the customer service has been that awful we wouldnt trust them with sitting on a chair the right way round, blow handling my money with any skill :mad: so we want to vote with our feet They have managed to…
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Barclays Have Automatically Upgraded Me To A Premier Account
I have received a letter from Barclays this morning (it is authentic - correct address and account numbers) telling me that my account has been automatically 'upgraded' to a 'Premier' account. I also have a beautiful glossy brochure welcoming me as a Premier Customer ! Yet I have only £2,000 of savings with them and earn…
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Banned from having a Natwest/rbs etc account
I can't find the letter at the minute but a few months ago I my accounts with Natwest were closed and I was told in a letter than I was no longer allowed open a bank account with them ever. A little harsh for not doing anything but nevertheless (and this may be a stupid question) but when they say forever do they really…
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M&S Current Account
Hello, Since M&S is part of HSBC....;) Just wondering if anyone else who already has a First Direct 1st Current Account and a regular saver has successfully applied for an M&S current account & regular saver? Thanks
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Switching bank accounts
Hi I've been considering switching bank accounts to cash in on the offers but am not too sure as I've never switched before. I currently have 2 current accounts, an everyday saver and a cash ISA all with barclays. One of the current accounts, let's call it 'account 1' I do not use and haven't for some time because of old…
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ads
If I have more than whatever the maximum safe amount is in two different banks that are affiliated and one goes bust would I lose all of my money?
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Basic bank accounts and a credit record footprint?
I have a reasonable idea that I'm right on this, but this seems to be a bit of an edge case so I wanted to see if anyone knew better. I'm trying to repatriate some USD's from the US, but the cheapest option available so far involves me writing myself a cheque and depositing it in a UK-based USD account, then transferring…
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Switching incentives for joint accounts?
Hello all, I've asked this question in various places but never seemed to get a clear answer. I switched bank account numerous times to gain the incentives, my better half has also done one or two. I'm wondering if its possible to receive these incentives again for creating a joint account? I realise T&Cs will vary between…
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Santander interest on 123 Account denied!!
We had a surplus 123 account and decided to cancel this due mainly to increased monthly fee from next month. Phoned Santander late November and was told to leave until next interest payment then phone them to cancel. Billing period is to 5th December but no interest appeared, I phoned and was told it was because there was…
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Switching bank accounts - Any bad experiences??
So we've already got 2 Santander 1-2-3 accounts maxed, and I'm now thinking of opening a third joint account. Problem is my main account is NatWest, and I've also got a Halifax reward account, and obviously Santander 1-2-3 account. I'm not very good on detail, so the thought of keeping track of another current account…
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Nat West Gold Plus Account Closing
I was contacted by letter in November to inform me that my long standing Natwest Gold Plus account is to be discontinued. It has an overdraft facility and associated Gold Mastercard which is also being phased out, firstly by stopping the earning of reward points on the 18th December and then finally closing on 31st March…
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What's the easiest 'sacrificial' account to open?
I'm going to be in need of a new current account somewhere purely to use to 'switch' over to the new Nationwide flex account that I do genuinely want. GIven that many of you are a lot more experienced at this game than me, do you have any advice on the easiest sacrificial account there is to open? I do already have proper…
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New DD on Santander 123 not showing
I just opened a joint 123 acc to go with our two single 123 accounts and one of the DDs I set up was for Vodafone. The correct payment details are showing on Vodafone but not showing as a DD against the new 123 account on my Santander online banking. Santander advise it will probably only show when Vodafone take the first…
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Removing ex wife's name from bank record
I hope this is the right place to ask this. I got divorced 10 years ago. I have lived in two houses since then. I have no joint financial dealings or accounts with my ex wife. We had a joint account when we were married. I have just moved house, and I've started getting letters about a historic account we had. It is so old…
