M&S Current Account

MissyD_2

Hello,

Since M&S is part of HSBC....;)

Just wondering if anyone else who already has a First Direct 1st Current Account and a regular saver has successfully applied for an M&S current account & regular saver?

Thanks

YorkshireBoy

Many here will have all 3 running together...M&S, HSBC, & FD.

MissyD_2

YorkshireBoy wrote: »

Many here will have all 3 running together...M&S, HSBC, & FD.

Grand, that's what I thought!
I shall then continue with application

MissyD_2

Right well M&S rejected my application! !!!!!!?! I'm still waiting for the written confirmation but I'm sure that's gonna tell me nothing other than I didn't meet their criteria....which is what for a current account?!
I've already checked my credit file there's nothing untoward on there, I've a mortgage and credit cards but all are on 0% rate & paid on time every month! There's no Amber/red warnings! Grrr

fuzzgun19

That's a shame. I was hoping you were going to say how you'd got on with applying for the monthly saver, as I'm in the same process of applying.

Maybe you could apply for one of the 5% accounts instead.

colsten

MissyD wrote: »

I've a mortgage and credit cards but all are on 0% rate & paid on time every month!

I am only guessing but they may have concluded that you already have too much available credit for their taste.

surfsister

mine worked the other way refused HSBC account as have m and s!