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direct debit needed
Hi i need one directr debit for bank account fulfllment. Can anyone suggest a savings account you can pre set up to pay in via direct debit?
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Halifax monthly fee debt
Hi all. I've just revived a letter from 1st credit acting on behalf of Halifax.stating that I owe 1200 pounds. This is from an account abandoned long ago, that was not overdrawn. It's from a monthly fee. Can anyone help?
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Old Halifax Reward accounts question
Back in the early days where you could have several Reward accounts, OH and I opened 3 each. I 'worked' mine and still get the £5 on each of them, every month. He did nothing with his and all 3 lapsed when we first got the letters about having to set up D/D's in order to keep the reward payments. He never set up any D/D's…
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Will opening a savings account help me get a current account?
I've been with tsb since I was 18 (3 years) and they have been good to me, allowing me to open two plus accounts so I have 3 account in total with them. I tried to open a Halifax rewards a month ago but was rejected. Reasons probably (default from 2 years ago, settled in full yesterday), 4 house moves in 3 years (student)…
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Fraudulent Bank Transfer removed from my account (2)
I can see from 2011 there was a similar post, so I would appreciate some advice regarding this. Last week I received a call from a potential customer that wanted to buy products from my online website. He called back on the 1.st of September and confirmed his order and made payment the same morning by online bank transfer.…
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Are HSBC benefit cuts unfair?
I took out an HSBC Advance account about 10years ago. The main reason I chose this account was because it gave breakdown insurance, travel insurance and most importantly for me, a £3k death benefit. I had no other life assurance. A few years later, they invited me to top up my £3k benefit with an insurance plan which I…
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Halifax faster payments limit
Hi I need to send ~£55k to my solicitors for a house purchase. I've tried sending my using my online Halifax account but it exceeds their limit to external accounts (£25k) Could I send it 2 x £25k + the extra on the same day? Or is the limit £25k per day? If not, I assume I can go into a branch and do it in one go? Thanks
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Natwest Account Opening Help !!
I opened a NatWest Current account online, got all the way through the Application, offered a £3700 Overdraft (Will never use) but then told we are almost ready to open your account but will send you a letter and a prepaid envelope to send in a bank statement showing my Name, Address and Income, and also to sign a return…
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1st account opening with savings
I plan on opening the 1st e saver so I can open the 1st account with switching reward, but as I go to open the saver it asks about opening the current account at the same time. Can I switch through this process? Am I more/less likely to get the account opened doing it at once or separate?
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HSBC Overdraft
I've banked with HSBC for over 10 years and have paid in £1000s over that time yet every time I ask for a formal agreed overdraft I'm told I don't meet their 'criteria'. Yet they are happy to allow me to go overdrawn 'informally' and charge me an arm and a leg for the privilege. I've asked them why this is but the only…
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One time password santander techie help please
I am having problems receiving one time passwords on my mobile. They are not arriving within 3 mins usually about an hour later which is obviously no good. Had this happen before and guy at santander talked us through something and fixed it on the phone. We have rang santander today but young lady said we need to speak to…
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Cheque in maiden name, no ID
Hope someone can help as my bank cant! I have received a cheque today in my maiden name and it can not have name changed apparently. The only ID I have in my maiden name is driving licence with photo ID. All other bills are in my married name Is there any way at all I can cash my cheque in with only one form of ID? Even…
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Seven day switch and cheque payments
I paid a cheque as deposit a few weeks ago now and am in the process of switching banks using the seven day switch guarantee service from the Co-op to Nationwide. This is due to complete on the 10th Sept, but I have noticed that the cheque has not been paid out yet, despite there being sufficient funds to cover the amount.…
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Barclays closing my account(60days)
Basically I've had a few problems so I've complained which Barclays have agreed they made errors.. I''ve recently made a new complaint and I get a letter next day saying they reviewed my account and are closing it down after the 60 day notice. I was going to close it anyway looks like they made it for me but I can't close…
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Help with bank overdrafts
Hi all I would really like some help. I graduated from uni last year and have two student overdrafts, one with Barclays and the other with natwest. Now I want to get these paid off ASAP and whilst I am employed I earn a very low wage, to the point of it potentially falling below the poverty line (cannot find any poverty…
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Nationwide Flexdirect £80 switch offer via Quidco
Hi All, I know TopCashBack and Quidco have a standard offer going (previously £35) and I saw a thread from last year where they were paying £70) but now they have increased it to £80! I'm a new user so not allowed to post links but I'm sure some of the more experienced forumites can oblige with the link. A standard switch…
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Nationwide card reader
I received a card reader in 2011. I still have it in the box and the letter saying that it is optional - I've never used it. I have destroyed the card that came with the account as I would never need it. A couple of days ago I tried to transfer money out to an account I have used before and it says I need the card and card…
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Buying Euros - What a performance!
I went into the local HSBC today to get my son some Euros for a trip he is making at the weekend. After having trouble before paying on my FD debit card, I withdrew cash from the machine and then went to the counter to buy £50 worth of Euros. Sounds easy really. I pay them £50 in cash, they give me the equivalent amount in…
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Halifax aaaaaagghghg
I opened a bank account with them, which they mucked up. I have had Clarity card for years with which I've now had technical problems. They are mucking up that as well ( random cards, pins, dire telephone service ). I have now had my fill of them and am cutting up the card and closing the account. However, the Clarity is…
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Halifax Reward £100 switch incentive with existing EasyCash account
Hey Guys, Two years ago I opened up an EasyCash account with Halifax, Last month, my CCJ dropped off my file and I applied for the Reward account, which I was accepted for (Hurray!).. I also had an old Barclays account which I used to switch (This account was never used). The switch went smoothly and was completed on 1st…