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Natwest Account Opening Help !!

I opened a NatWest Current account online, got all the way through the Application, offered a £3700 Overdraft (Will never use) but then told we are almost ready to open your account but will send you a letter and a prepaid envelope to send in a bank statement showing my Name, Address and Income, and also to sign a return the Signature Card.

My last bank statement last month from Lloyds shows all my Credits for income, but the problem is:

1 - The Lloyds account is in Joint names and not just my name.
2 - The credits (Over £4k) is from moving money around my other accounts to get the interest etc, the Salary is not shown by name but rather every Friday a credit with a reference number such as TG 127474371 £756.23 ETC.

Will any of this matter or is a credit a credit and they won't go through it with a fine toothcomb to explain all the credits etc.

Thanks

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