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santander default help!!!!
Can anyone help me,I have recently checked my credit file and found a default from santander on there from 2012,I had a unauthorised payment leave my bank account at the time and told santander I never made the payment,they carried on by saying it was my fault. 2 years later the account balance is £869 and…
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Refused Natwest account need help to understand...
Bit of background... 2005 I defaulted on 20k+ on loan and credit cards including overdraft and still paying it off via a debt management plan got about 5 years left to go. My credit rating is going up and I no defaults on my credit file... Roll forward to 2013 I get married and Last week we decided to take the plunge for a…
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Best Mobile Bank App
Hi IMO Nationwide has the best app im liking the Fast Balance (without signing in). Im aware RBS do emergency cash/get cash without using card Can other banks copy or do simular or have the patent it. I cant stand RBS/ Natwest because their systems keep failing. What do you wana see happen on futre apps@.?
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Tesco Current Account
Sorry if this question has already been asked/answered but I've not got long online. The Tesco Current Account gives club card points on purchases, it says it excludes certain thinks (financial transactions, cash back, ATMs, gambling transactions) the stuff you'd expect. If I went into a supermarket (not Tesco) and bought…
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Overdraft charge help
After living in my £500overdraft for long enough I applied to reduce it to zero and at the same time arranged for a payment of £500 to reach me account the following day . Both the money and the overdraft reduction happened the following day and I was in credit . Since then only a couple of small debit transactions have…
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Halifax Bank Collections issue
Hi all, just posting on here to query some disagreements I am currently having with Halifax bank collections office. To cut a story short, I had an overdraft on the account and switched banks. I didnt pay the overdraft off at the time because I didnt have enough money so I set up a payment plan. To pay the agreed amount of…
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HSBC - how long do they have to take a card transaction from your account?
HI there, I paid for some debit card transactions nearly 7 months ago now and the company did not take the money from my account or even reserve the funds from my account. They have all just come out of my account on Monday with no warning whatsoever and the money was never even reserved so I couldn't spend it. Does anyone…
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Student account and current account Overdraft help needed!
Hi, I have been a student for the past 3 years and have always banked with Halifax using a current account. I have an overdraft of £1500 on the current account for which i have paid £30 a month. I was (probably quite stupidly) unaware that a student account offered a free overdraft, It was something i never bothered…
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Bank Account Number
Hi, I am in the process of setting up my bank account online. When I put my account number in it will not accept it as it is only eight numbers long and it is saying there should be nine numbers in the account number. I am sure I read somewhere that one of the account numbers forms part of the sort code. Just wondering if…
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Current Account Interest Question
Am I right in thinking that £2500 in an account that pays 4% interest to a non tax payer will provide the same level of interest as £2500 in an account that pays 5% to a tax payer?
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TSB - idiotic security?
Hi here, I recently joined TSB and, after having the account with them for a month, needed to contact them by 'phone for the first time with a query. I rang them from my mobile whilst taking a walk and the first security question was whether I could confirm to the penny, the amount of a specific transaction I had made.…
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Banks that allow 2 joint current accounts?
We want to switch banks but would really like to be able to hold two joint current accounts, one for bill payments & one for spending money. Does anyone know whether most banks would offer this? Quite keen on the Co-op Bank, will call them tomorrow but thought I'd ask now on here! Cheers 2005
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Nisa
I have £2500 to put in an nisa and I hope to pay in about £100 per month ,I want the nisa to allow me to withdraw money if req can anyone recommend a good interest paying nisa
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Account for an almost 18 year old.
Hi everyone, been on the site for yonks but this is my first request for financial advice. We have 4 grandchildren aged 20, 17, (the 'almost 18' one) 15 and 9. We setup a NW ISA for each one a few years ago, the 20 year old has already put his into a current account, he is working. our eldest gd is going to be 18 very soon…
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£100 from halifax wait, how long?
Switched to halifax last week and was given a completion date of today, as it's now close of business I thought I would have received the £100 signup today, just checked account and still nothing there yet. I have moved money into the account to cover the minimum monthly pay in amount, I have also set up 2 DD from a Tesco…
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Trying to close TSB eSavings account!
Hi guys, Ive got a TSB eSavings account which I havnt used for 2 years. Id like to close it, but when I try to close it online it says I have to go to a branch. When I go to a branch they say I can only close it online. Ive gone back n forth! Can someone point me to a web page or confirm what I need to do to close this…
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Verified by Visa - confused
Having just had the run around at Barclays call centre for the third time today, can someone explain to me Do I need separate Verified by Visa passwords for my Barclaycard and Bank debit card?
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Nationwide cutting my overdraft limit by 96% please help
Hi I've had an overdraft limit of £1500 with the Nationwide for the last few years. I'm struggling financially at the minute and popped into my local branch to ask if they could raise my limit (even temporarily) to £2000. The branch tried but the system wouldn't let them. They put me on the phone to the Call Centre and the…
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What's the quickest & easiest current account to get online?
Which accounts tell you at the end of the online application process if you've been successful and don't require any further interaction to process an application. (Apart from perhaps sending in a signed form or suchlike.) I've opened loads of accounts over the last year but can't for the life of me remember which were the…
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Are Bank Call Centres deliberately set up to annoy us
My Barclays bank account is registered with Verified by Visa for online transactions. This means that when I pay online with a credit card, the payment is intercepted by VbV and I have to enter a random 3 characters from my 12 character password to proceed. This morning in a rush for reasons I will not bother to detail, I…
