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Problem with Halifax bank. Deposit envelopes
My partner paid the landlords rent today using the envelope deposit box. We were told several months ago that over the counter payments were not allowed due to security reasons so have since been doing it this way without any issues. However today my landlord received a phone call from the bank telling him that although…
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First Direct closed new joint account...
Hi, I would appreciate some help before deciding on how best to proceed. My wife and I successfully opened a 1st account on 01/09. All the paperwork, cards etc prompt arrived before we went on holiday. I called FD this morning to set up telephone security and to transfer my account to them. The security was set up and I…
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Opening a new Current Account to Use as a Donor Account
Hiya, Apologies if this is been asked before. I am planning to apply for a Halifax Rewards account and would like to get the £100 switch bonus. However, I'd like to keep all my existing current accounts for various reasons. Is it a good idea to open a new current account with one of my existing banks and then use it as a…
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Post Office lost my Lloyds cash deposit
I paid a cash deposit of several hundred pounds into my Lloyds Bank account 7 days ago (5 working days) via my local post office branch. The local branch I paid in at have proof they processed it - the only cash deposit of that day as it is a tiny village branch. I was told 3 different processing times but none as long as…
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LLoyds Online Banking
Just wanted to check this here, Has anyone else had a file atempt to download when they try to sign in to online banking on the Loydsbank website?
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Transferring money (GBP) to Bermuda
Hi - new user here, so apologies if this question has been asked before (I couldn't find it via search). I've recently moved to Bermuda for a work assignment likely to be 3+ years. I want to transfer most of my GBP in UK account to local USD account. I could use the global transfer facility of my High Street bank (who I…
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SO at end of month?
What happens to standing orders which are made for days of the month that don't exist such as 30th etc? I'm trying to maximise interest after pay day.
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What card will I get with my NatWest Current Account
I have opened a NatWest Platinum Current account with a £3700 Overdraft limit (Wont ever use it), but will I get the Blue or Purple card ?, I have read plenty of discussions on MSE about the different card types, but wondered which one I am likely to get ?
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Poor credit history
I've got a really poor credit history, multiple defaults and one CCJ (5 years old). I want to open a current account up but i don't think my chances are great still, i have a regular income of over 1800 a month now since i have become employed. Is there an option for me or do i continue to plod along with basic accounts?
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best deals on overdrafts?
Hi, so I'm currently with Yorkshire Bank with an overdraft of £400 at the end of this month. I'm looking to switch to a bank with a lower interest rate but I'm a bit rubbish at finding this info. I recently applied to NatWest but I'm going to cancel.this as I've been informed that their rate is a higher one. So who do you…
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account switch and over draft
Hi all, so I've recently applied to natwest to switch current accounts from Yorkshire bank as I feel they are a bit slow and dated in their methods. I have an overdraft of £400 with them at the moment and I was wanting to know if we could keep that account open and just pay off £100 a month til it's clear. Has anyone else…
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What is Chequing on my statement?
I have noticed a transaction from my bank account to something called CHEQUING. I do not remember setting anything up and can't find any reference to it on google search. Does anyone know what this is please?
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bad credit rating and can't open a second nationwide debit card account
Hi all just because ive got bad credit why should it stop me opening a debit card account ive already got a account with nationwide and wanted another with nationwide or upgrade this account. I was applying online will it help if I go into the branch or will I get the same answer. I really don't see what the problem is its…
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No money received from ATM but apparently I have?
So I will give 2 posts from another forum I posted as I need advice in taking this further. So following this I got my money returned until they complete their investigation.
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help needed .....penniless advice plzzzzz
I have posted this here and have no idea if this is the right place? My problem is having lost my job three weeks ago im now struggling so much to afford anything. I have just run out of electric and only have a bag of potatoes to feed four children until Tuesday! Ive been in touch with the benefit place and am still…
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Natwest Customer Charter -Gone
Hello there! Has Natwest abandoned it's customer charter and 'promises', since when I search on the website, it looks like it's pretty much gone, with no results being published for 2013. Quite disappointing given how much they promoted it, and claimed how the acted with 'Integrity e.c.t'. Also, from their website, it…
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Current account switch
Are there any current account switch bonus still around. I have 3 TSB Enhance accounts about to be redundant. I already have 1 Halifax reward account.
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Is this direct debit a scam?
I went onto my account and found a 'Sundry Debts Direct Debit' listed as scheduled to come out. What is this? Could it be a scam? If someone could shed some light I would be so grateful as this is causing me a lot of anxiety.
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Best Option to Choose
Hello All - Not posted for a while but after a bit of advice. I Have a student account with the Halifax which is as many coming to its end and my £1000 is still maxed out. I have not used this account for a couple of years as I opened a Barclays account - happier with the service and so need to make a decision. Do I.. a)…
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Help required re change of circumstances
Dear all, Newbie here looking for help, constructive criticism and perhaps reassurance. Issue - as of Apr 2016 I will be made redundant. I have known it would be coming but none the same it was still a shock. Not wanting to crow but I think I will be OK. On the news I was part euphoric part reticent and full of…