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Switching current account £100 reward
Hi, I've noticed the £100 reward that many banks offer if you switch your current account with them (Halifax, First Direct, etc.) I was thinking to switch my current Citibank account and I've tried Halifax first. The online switch form didn't work failing with an error message suggesting to do the switch in branch. I then…
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First Direct - Faster Payment daily limit
Does anyone know what the daily Faster Payment limit is on First Direct's 1st Account, please? I've tried to find this information on their website etc and can't find it.
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bank have lost cheque!
Hi folks, advice required please. My mom had to leave her home in Spain last year due to bad health. We managed to sell her house in April'14. We were sent a bankers draft cheque and paid it into her account end of april. We were told being a foreign cheque (euros) would take 6-8 weeks to clear. 5 months and many phone…
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Lloyds overdraft help please!!
Hi all, i'm very new to this so please excuse any silly questions or comments i make, very happy to be called up on it :j So anyway, myself and my husband are in a situation and was hoping someone with knowlege/experience or any advice could please help. We have a Lloyds joint bank account that we have held for approx 9…
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nationwide flexdirect account - any point in keeping it open
hi i opened a flex account last year paying 5% interest.i think that was for 12 month and that has finished. main banking is with first direct and quite happy with them. so just wondering if there is any particular advantage or point in keeping the account open? dont recall nationwide offering any special products just for…
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Package bank accounts - RBS
Hello everyone, I would just first like to say Thankyou in advanced for your time and knowledge as it is much appreciated. About 3 years ago I open a Gold account with Royal Bank of Scotland. It was £12.95 a month and by this point i was building up some debt. I had already messed up my gold account (that became a student…
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Any standard cash bank account that doesn't charge for using abroad?
I'm just wondering if there is any kind of bank account in the UK that could be used to deposit my money into when i'm going away (I spend a lot of time in Norway / Sweden) and I could use abroad that wouldn't cost me any fee's to use or withdraw money from at an atm? :D
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BOS/Scottish Independence
This is probably a silly question but I have three Classic Vantage accounts set up all with considerable sums sitting in them, as BOS are registered in Scotland, if they become independent, is this going to effect my accounts? Or am I okay to leave the money in them?
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fraud help
A seller's email account was hacked and I received an email with scam bank account details with a valve of £3500. Am I screwed?
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Cheapest bank account to receive USD into?
I have a substantial sum of USD that I want to transfer to the UK in GBP. I'm trying to work out what the cheapest way to do it is. Can anyone make a recommendation? Ideally, I'd pay a fixed fee, and get the spot rate at the time of transfer. Thanks!
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Santander and Tesco (Bank)
With regard to the forthcoming Scottish referendum, are Santander and Tesco Bank financially linked to Scotland? I need a couple of current accounts and would rather my money by covered by financial protection.
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Halifax basic account, any benefit?
Would having a Halifax basic account help me get a Halifax current account. Have a full current acc with another bank but would consider opening basic with halifax if say after a year of using the account was offered an upgrade etc.
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Nationwide FlexDirect Account
Hi I applied for a Nationwide FlexDirect Account in which I have been accepted There is a 0% interest on overdrafts for 12 months Has anyone else opened one of these accounts and can they confirm if they have received any charges on an overdraft? I have read carefully and found a statement that reads " Where you open a new…
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Problems with natwest
Can anyone make sense of this? Sorry if it's posted In the wrong place. I have banked with Natwest since I was a child, and held a full current account. but when I was 19 I moved to Barclays, I was with them for about 2 years but my local branch closed so I moved back to Natwest. When I moved back to them they would only…
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Keeping track of daily spend v budget via a mobile app
Hi all, I used to record all my daily transactions on an Excel spreadsheet using my receipts but now would like to move to logging it all on an app so I can be more accurate in not forgetting to log anything. I've done a search and read several threads about You Need a Budget and Money Dashboard (although concerned to read…
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Lloyds unscruplous sales tactics -is this allowed??
Hi guys. Lloyds rang the other day and told us they were wanting to set up a meeting to 'discuss my bank account and your overdraft' and could we come in for a meeting. Thinking this might be something serious or problematic with my current account we duly arranged to go in at 3pm the following Wednesday. On arrival at 3pm…
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Help! Accidentally paid money into wrong account!
Hello Brief outline: Relative used internet banking to pay Asda Moneycard and accidentally paid Asda Mastercard. She rang bank who have confirmed that Asda Mastercard have accepted the funds, even though she hasn't got an account with them. The reference number she used on the payment was her Asda Moneycard reference. She…
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Is it just Barclays and Rbs/natwest (monday payments)
Do nationwide process and make mondays payments available on saturday? Thankyou
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M & S Current acount
My son (19 year old) applied for an M & S Current account,he has just started (had a current account for over 2 years) getting a "credit File" he has 2 current accounts and a Credit card. He was rejected for the M & S Account for a reason that I find strange The letter informing him of the rejection read "Although your…
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Lloyds tsb question
Ok, I had a account with Llyods tsb about 3 years ago. It has about 3k in it. I have forgotten about this account till now. Since then I have moved house and the bank has split. How do I go on about getting my money back? I still have papers from the account here with me.
