Best Mobile Bank App

Midslad27

Hi

IMO Nationwide has the best app im liking the Fast Balance (without signing in).

Im aware RBS do emergency cash/get cash without using card
Can other banks copy or do simular or have the patent it.

I cant stand RBS/ Natwest because their systems keep failing.

What do you wana see happen on futre apps@.?

Bloomberg

Midslad27 wrote: »

Hi

IMO Nationwide has the best app im liking the Fast Balance (without signing in).

Im aware RBS do emergency cash/get cash without using card
Can other banks copy or do simular or have the patent it.

I cant stand RBS/ Natwest because their systems keep failing.

What do you wana see happen on futre apps@.?

I use both Nationwide and Barclays and Nationwide mobile apps, in my opinion the Barclays one is a clear winner. It enables you to report lost/stolen cards as well as access and store documents in the cloud. You can look at statements in PDF format and call them directly from the app. There are other features which separate the two apps. The Nationwide one is still good but not as functional as the Barclays one by a country mile.


The fast balance on the Nationwide app without signing in is good but that overly significant in my opinion. By all accounts the HSBC one is very lame.

TheEffect

IMO

Barclays has the best app - report cards lost/stolen, can call them directly and it already knows who you are (no security), simplistic and reliable.

HSBC has the worst - it's simply a webpage packaged as an app. Long log-in process, lacking any real features.


Nationwide and NatWest both have decent apps also.

Bloomberg

TheEffect wrote: »

IMO

Barclays has the best app - report cards lost/stolen, can call them directly and it already knows who you are (no security), simplistic and reliable.

HSBC has the worst - it's simply a webpage packaged as an app. Long log-in process, lacking any real features.


Nationwide and NatWest both have decent apps also.

HSBC kept their customers waiting ages for the app and then delivered that bag of s**t.

DUTR

Bloomberg wrote: »

HSBC kept their customers waiting ages for the app and then delivered that bag of s**t.

Same with Halifax but now they have improved the app as lloyds have too, I agree the Barclays one is the best.

gt94sss2

Everyone has different views but I certainly don't recognise the description of the HSBC app above - its certainly not a 'webpage packaged as an app' - until very recently thats what Lloyds owned brands did

HSBC first released a separate 'Fast Balance' app which told people their balance but nothing else - useful but disappointing compared to others at the time as it had limited functionality. They now also offer a much more fully featured mobile app as well.

Natwest's I don't like but thats largely because I find their internet banking poor and the app is hamstrung as a result.

As others have said, Barclays are supposed to have a good app. Its Barclaycard app is certainly good enough.

Until recently, I would have said the wooden spoon went to the Lloyds group...

As for the emergency cash/get cash facility from RBS/Natwest - I believe they have suffered huge fraud problems from this in the past.

Regards
Sunil

runforlife

I can remember when Natwest first did internet banking you had to PAY for the priviledge!

Fruit_and_Nut_Case

I like Santander's app because it lets me use it in Landscape mode.

Uxb

runforlife wrote: »

I can remember when Natwest first did internet banking you had to PAY for the priviledge!

You do realise, I hope, that the UK is pretty well unique in the world as having the concept of "free banking"
Everywhere else you want current account services - you pay a monthly fee for them.

pmduk

I suspect choosing a best mobile banking app is similar to choosing a best account, everyone will have different needs. Personally I like both the Barclays and RBS offerings. Barclays for the mobile pin sentry and RBS for the getcash facility.

TheEffect

gt94sss2 wrote: »

Everyone has different views but I certainly don't recognise the description of the HSBC app above - its certainly not a 'webpage packaged as an app' - until very recently thats what Lloyds owned brands did.

The HSBC is largely a mobile website packaged as an app. They simply create a mobile website that can be used via a mobile web browser, then make it into an app. Cheaper and easier to maintain and update. The downsides are it's sluggish, cannot utilize the full power of the phone, and cannot have a simple pin login service like Barclays and NatWest.

HSBC are however adding the pin device to their app, just like first direct, very soon.