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Santander 123 account - interest Q regards direct debits
In short, do they need to be ones that are paying, or do they just need to be 'there'? I can set up a paypal & another direct debit that don't actually do anything if they just need to 'be there', or are they like the new Halifax system where they need to be paying? Before it's mentioned - yes i've had a look, but can't…
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clydesdale bank transfer problem
Hi sorry if I am posting in the wrong section. I am trying to transfer from Clydesdale bank to royal bank of Scotland using a long established payment details from my payee list.I tried today and was refused,wrong sort code account number.I looked at the payees details and they were correct and got this message when I…
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RBS: Disabling "contactless payment" facility on cards
Hello all :) I hate the idea of contactless payment technology (aka RFID) - I've read up on this, and think that the risks of fraud etc. far outweigh the benefits. Chip and PIN is convenient enough without introducing the risk of skimming, IMHO. Eek. (I also had an interesting experience in a local shop the other day - I…
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Contactless Payments
I'm a Bank of Scotland current account holder and my debit card doesn't expire for another 2 years. Do you think the bank will give me a contactless payment card if I ask for one?
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Stolen bank card
Good grief:( DD had purse pinched from a horse showground onFriday with money, her bank card and provisional driving licence. when she noticed the purse had gone she rang her bank & cancelled the card. she was told that there had been no activity on the account for the past few days. Left it at that until she opened a…
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monthly budget - 'disposable income'
Feeling low today, and it's not only the weather, it's the bills. So after paying all bills and setting aside grocery money and school lunches I'm left with about £500 'disposable' income and I feel like it's low. This disposable income is supposed to cover everything from clothes, school stuff (trips, etc), entertainment,…
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Bank Charges / refused overdraft, Catch 22 stuation!
I currently go overdrawn unavoidably every month due to general living costs and bank charges. If I could just get an arranged overdraft from my bank I could 'crawl my way back out of the red' and I wouldn't be getting charged... which in turn is causing me to go overdrawn again! So I'm in this Catch 22 situation. I am…
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Halifax not paid mortgage
Sorry if this is a long thread but would appreciate some advice. In May the Halifax did not take my mortgage payment. Several phone calls between halifax mortgage and Halifax branch later, each blaming each other, I sent a complaint email asking someone to call me and look into this as I now had a returned payment against…
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Santander 123
Do Santander force you to switch your current account to 123, or can you open it alongside another current account?
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hsbc/FD savings gurantee?
Hi All, I just want to know if, let’s say, I bank with first direct and hsbc would I be covered for £50,000 guaranteed for both banks separately? By this I mean hsbc would cover me for £50,000 and first direct would also cover me for £50,000, or would it be £50,000 for both hsbc + FD? Thanks in advance xx
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Conversion of HALIFAX easy Cash to become a reward current account
I have Halifax Easy cash Account that I use it primarily to get Visa Electron Debit card to beat the Budget Airlines fee. But now they already charge the booking fee for payment using Electron Card, there is no point to keep this account. Could I re-designate my Easy Cash account to become Reward Current Account? If the…
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List of Recurring Payments
Hi Does anyone know how you go about getting a list of recurring payments from your Bank? Basically those payments where you have authorised on your card a company to take regular (monthly, annual etc) payments on your card. It is separate from a Direct Debit or Standing Order. I reccall Martin talking about this on his TV…
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Fraud Issue with Halifax & Wonga
Hello. I'm new to this forum, so hope I don't bore or annoy anyone, but I am in a pretty desperate situation. In February, Wonga took close to £400 from my bank account. I don't and never have had an account with them. When I called them to try and resolve it, I was met with "You're not a customer of ours. We have nothing…
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Why is bank mobile ins excess £100 for iPhone, £30 for others
I have a Halifax Ultimate extra current account. Pay £10/month for holiday insurance, mobile insurance etc. On the mobile insurance it states that for iPhones the excess for loss/damage etc is £100, all other phones £30. Why? Is this "legal" some other phones that's it classes are more expensive than an iPhone, Samsung S4,…
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MSE News: Payment failed on payday? Banks to give customers more time to avoid charge
"Seven high street giants have agreed to put payments through later in the day if they are rejected first time..." Read the full story: Payment failed on payday? Banks to give customers more time to avoid charges Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Help!!!!
I got a payment into my bank, and 2 hours later it was emptied, I called my bank immediately, who said two transaction were taken a small one then a larger one. They then said i had to phone a different department to sort it out. I need expert help get this money back in my account, what do i tell them so they dont try to…
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Mortgage application accepted - safe to apply for a joint account
Hey We had our mortgage application accepted earlier today. From a credit searching POV, is it save for us to apply for a joint bank account? or should we wait for a week?
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halifax reward account any room for appeal ?
I've tried to improve my credit rating as of 18 months ago or so and have always been successful with the applications i've made. But on a whim i thought why not try the halifax rewards i have the available money to transfer 750 per month to the account to make 5 pounds per month a no brainer you'd think. I did apply last…
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Opening a bank account without ID?
Hi, my partner wants to open a bank account, he has always just used his dad's for his wages to go into but now he needs his own. Problem his he has no ID so I'm not to sure where we should start looking. Do any banks offer basic bank accounts without any ID?
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first direct 1st account monthly fee £10
Can you please clarify this paragraph? So am I correct to think that the £10 monthly fee is waived if I have another FD account, regardless of whether I pay £1000 in or not? I have the Regular Saver account, does that count? - as the T&Cs don't specify what counts as a 'selected FD additional product'. Banking with first…
