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business banking - Should I be getting a refund??
Hey guys I've searched online and cant seem to find an anwser to where I stand here. So I thought i'd ask on here. I bank with the bank of scotland and have done for the past 15 years. I have my current account, credit card (yes, i was also mis-sold ppi here too) and a business account. When I started my business account…
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Payment problem
Hi A quick google didn't come up with any answers so - My daughter transfers money to my wife monthly, as far as we are aware its done in a branch. This month only half the amount has arrived in my wifes account by faster payment. Our daughter is adamant that the correct amount is showing as leaving her account, and there…
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The best Current "Savings" Accounts
Thought I would list out the Current accounts with interest rates higher than what is given by any Savings accounts today. All Current Accounts have minimum criteria which are relative easy to meet and provides the possibility to get reasonable return for upto £52500... 3x Lloyds Vantage Current Accounts (3%): £5000x3 =…
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Money Managing Android App
Hi I have an android phone and was looking at money managing apps, can anyone recommend a good free one? I want to be able to put in what i have spent and when to see where i am spending too much money. Thanks all
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Why would a cashpoint eat my card
Hi folks I live in a 'dodgy area', so am perhaps more worried about this than I would be had it happened elsewhere, but it's still odd and I wondered if anyone here had had a similar thing happen. I went to take out some cash at a local machine, and when i put my card into the slot, it seemed the machine was really…
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Direct Debits that can be set up that won't take anything?
Hi, I just switched to first direct, and took the initiative and moved over all my direct debits, as using a switching service I've found twice in the past they don't do anything. I noticed however in the T&C's that you must use their easyswitch service to move these over, so I phoned up and it seems like I've almost…
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How long did your NatWest debit card application pack take to come?
Last sunday i applied for a natwest adapt account online and they said they said they were going to send me a application pack(or something like that i cant remember what it was exactly called)so i was interested in knowing when you guys got your natwest debit card application pack in-case something has gone wrong.
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Santander 123 - is it worth the hassle?
I have had an RBS current account for 30+ years and never had any problem whatsoever. When the Santander takeover was announced, I wasn't too pleased but consoled myself with the thought that it should at least make it a simple process to transfer to a 123 account. Now that the takeover has been abandoned, I still look at…
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Nationwide Flexdirect
I applied for a joint FlexDirect account with Nationwide and returned the signed acceptance form to them two weeks ago today. I received the credit card applied for at the same time within a week but have had nothing about the current account. Having spoken to them on the phone yesterday it appears that they hadn't done…
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Which account to use when doing credit applications
Hi, I have recently switched from my Santander account (which i've had for 2 years) to a First Direct account. I know on credit applications they prefer longevity so would it be better to apply for credit using my Santander account details and then switch the DD after? My Santander account is not being used so do they…
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Santander-123 account 3%AER??
I have just used the Santander savings calculator to find out how much interest I would make if I ensured I always had the full £20000 the account. The calculator is only showing an interest payment of £592. The guys on the help desk could not provide an answer as I thought 3% AER would give a total interest payment of…
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NATEST sent my bank details to another customer
Hi, I'm wanting some advice really. A while back I received a phone call from a chappie (fellow NATWEST customer) in Manchester who had my name, bank account number and sort code. It had been sent to him in a letter addressed to him!!! I had recently registered my mobile phone with them as it's insured under my bank…
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Getting Paid in USDs
I'm new to this forum, and I'm not even sure if I'm posting in the right place... If someone could offer me any advice it would be greatly appreciated. I'm currently in China and have just got a new job - they want to pay most of my salary in US Dollars, into a bank account overseas. I have no idea about how to set this up…
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Opinions please (overdraft query)
Hello, First of all please excuse me if I'm writing In the wrong section; I'm new and still learning the basics of the forum. My question is simple really; is it possible for a bank to mis-sell or mis-apply an overdraft facility? My scenario is as follows:- I earn 1.2k after tax, NI, Pension and student loan. Up until July…
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halifax are rubbish
some reason now Halifax wont let me do online payments at all but I can cash out at atm machines im going to pay off my overdraft and cancel it as they now gone rubbish never had this problem last week now I cant do any payments online so im just going to pay them off in may and leave to barclays
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Experian - change of address???
not sure if i'm posting this in the right place but here goes. I'm trying to change my address on experian (credit expert) - albeit you cannot change the address you can add a new one. So when i try and add my new address, it asks you for the date you moved. When you select the date from the drop down it only goes up to…
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BT Increased DD without informing me. Now face £50 overdraft fees
I recently changed my BT direct debit to a monthly plan. The agreed monthly payment was £15 per month so I planned to have that amount in my account. Then later, they increased the amount to £25, but I never got an email until 9 days after the transaction. Even that email only gave a link to my online bill and did not…
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Nationwide flex account 5% interest one
i have just opened up this account, struggling to get a internet pin number from them that i can read from the security tab, apparently they have problems with the printers, fortunatly i have a card reader from the rbs that works. anyway my question is about the interest my plan is to transfer £2000 into the nationwide…
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Natwest: Changes to our Terms from 1 June 2013
Getting updated Terms from your bank is not the most exciting news. But we are making some positive changes: Reducing or no longer charging 7 different fees on all our accounts. Introducing a brand new service from 17th March on our Select account that will help customers avoid going into unarranged overdraft and also some…
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FlexAccount online application
I have just tried applying for a Nationwide Flexaccount online, it said that they could offer me a flexaccount but though it should be an instant decision the final screen just said that Nationwide needed to carry out further checks. Has anyone else had this happen? Is it likely to be a no? I don't have any adverse…
