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£25 charge for a direct debit not going though This should be as massive scandal
£25 charge for a direct debit not going though This should be as massive scandal The bank helps its self to £25 of your money just because as direct debit could not be collected on a given day,. The direct debit could be for as little as £1 and the bank takes £25 For what administrative inconvenience exactly.
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ATM Error - £300 not paid out
My mother is very sick and gave me her card to get £300 out of the cash machine. After making a lot of money sorting noises the machine reported that it could not deal with my transaction. I printed out a mini-statement and it showed that the money had been paid out. I went straight into the bank (yesterday) and the…
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Refund made to a cancelled card
Hi All A little whilst back my card was fraudulently used and eventually cancelled by the bank and a replacement recieved. Prior to this I ordered something online and subsequently returned it for refund. They have done this but obviously the card I paid on is no longer valid........ the refund hasnt hit my bank account.…
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natwest silver current account
I have posted a thread on debt free but think it my get more replys here . I have started an IVA and natwest has downgraded my current account to a basic account :( They have offered me a silver account which i have to pay £10 per month ( i get other benifits for this £10 per month free films , phone insurance ect ) What…
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First Direct and their poor Internet Banking. Are there alternatives?
First Direct win a lot of praise and I think most of this is fair. There are the easiest bank to deal with over the phone. However how come there is so little mention of how appauling their Internet Banking service is? Functionality is limited, design is horrible (especially compared to their nice main site design) and…
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Praise for Santander
Santander seem to take a bit of flak on these boards. We have just set up a 123 account and it has gone without a hitch. Just through the first month and the cashback has more than covered the £2 monthly fee. The first months interest has also appeared. Not sure it's that easy to get 3% instant access these days so my…
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[URGENT] Cyprus --> If you are Cypriot do the following! [URGENT]
My friend is abroad and he has a bank account in Cyprus. If you are Cypriot or resident of Cyprus with a bank account there: 1) Use your card to purchase a flight to Greece, for TODAY. (You can still use your card for purchases) 2) Fly to Greece and take out money from the ATMs there, do not rely on the ATMs in Cyprus…
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What does the N&P debit card look like?
Does anyone have a photo of their Norwich & Peterborough debit card? Is it good quality? How is the chip? I find that in the UK, the chips are usually crappy looking and get scratched up quickly. I know it's weird, but I like my cards to look nice.
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Did the Santander 123 account used to be free? Without £2 monthly fee
Did the 123 Santander account used to be fee-free? Now there's a £2 monthly charge that takes away (ever so slightly) from the 3% interest on the balance and cashback Any idea, why is it there?
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Do I need to transfer 2 direct debits AND/OR standing orders?
For many of the bank accounts with special offers, it says on the MSE site: http://www.moneysavingexpert.com/banking/compare-best-bank-accounts "To get these perks, use its Account Transfer Service to move at least two direct debits and standing orders" Does that mean 4 in total, or 2 of either?
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Bank Overdraft
Im looking for a bit of advice for a friend. He was up until 6 months ago working for the same employer for just under 10 years. He managed to run up an overdraft of £2000 but 6 months ago the company he worked for went bust. He has not been able to find a job since and is currently on JSA of £71 per week. Due to the…
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Being chased for an overdraft from 2006
For the past few months I have been chased by a company called ARROW GLOBAL in relation to an overdraft they said was from 2002. I was in contact with LLOYDS TSB and they could not find any details of this account. Arrow global have now come back to me with bank statements saying the debt was from 2006. The debt came about…
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Is there a minimum payment?
I have to transfer a large amount of money to a friend's bank account but want to make a test payment first in case I get the details wrong. What is the minimum payment I can transfer or is there no minimum, i.e. can I transfer 1p? Both accounts are with BOS if it makes any difference.
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Current account for a 16 year old
I have been looking at current accounts for our 16 year old daughter. The two I have found are the Santander 16-18 paying 3% on balances upto £500 providing something is paid in every month. Or LLoyds Under 19 account, which pays 2.5% on balances upto £2500 (not that she has that much!) Or is there anything else around…
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First Direct T&C changes query
"You will not have to pay the Banking Fee for any month in which you pay into your account* (other than by internal transfer from another first direct account) a minimum of £1,000 or you maintain an average monthly balance on your account* in excess of £1,000 (month means calendar month and we will work out the average…
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Switching Current account to First Direct
Good afternoon all I wonder if someone could help. I have decided on switching to First Direct (from HSBC) to receive the £100 bonus and decent 6% savings now they have brought the minimum monthly pay in to £1000. However, I've just seen in their notes "sorry, but we can only offer this to people who haven't previously…
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What Should I Do?
My sister passed away last year in South Africa. She left me half of her pension fund. This has been paid out to my BIL to distribute to me. Last year he transferred some into my bank account, and will make another payment this year and next year. He's not send the whole amount as he will be taxed on it My worry is that my…
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Applying for UK bank account if tax resident of another country
We live in France and are tax residents there, we are British citizens but have no property in the UK. When we bought our place in France we were able to open a French current account with no difficulty. At the time we owned a property in the UK. We are having problems with our British bank and may want to change to…
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Lloyds TSB - Mortgage Account Disappeared
My online bank account showed my Cheltenham & Gloucester Mortgage summary up until a few days ago, now it's no longer linked. What has happened there then? Anyone else have a similar thing happen? I remember a maintenance message about a week ago, but it just said certain services would be unavailable for a short time. :(
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Wrong DD amount taken
Apologise in advance if this is in the wrong place. A few weeks ago I amended direct debit details with Eon and went from £103 to £84. It said on screen that it will come into effect from 21st March 2013. Received a letter through the post dated 4th March 2013 to confirm new DD amount and payment dates which said the 21st…
