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Why would a cashpoint eat my card

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Hi folks

I live in a 'dodgy area', so am perhaps more worried about this than I would be had it happened elsewhere, but it's still odd and I wondered if anyone here had had a similar thing happen.

I went to take out some cash at a local machine, and when i put my card into the slot, it seemed the machine was really 'struggling' to pull it in. It's a brand new cashpoint installed a week ago and I hadn't used it before, so I don't know how it normally looks or if there was anything 'odd' about it.

I entered my pin (once), asked it to give me £10 and waited, but nothing came. I was there for a good five minutes or so afterwards but neither my £10 nor my card were dispensed.

Could it have been tampered with? I DID notice when I looked closely at the card slot afterwards that it had flexible plastic inside - hard to describe but a bit like the rubber bits on some letterboxes. It seemed to 'fit' inside the machine so did not appear immediately dodgy, but I also don't think I've seen one like it before so perhaps it was.

I immediately cancelled my card and called the non-emergency police number. The police since called me to say they'd inspected the machine and it all looked normal - but that it had taken them two hours to come and look at it after i'd called. They couldn't guarantee it had not been dodgy at the time when I used it however...the bank also confirmed that £10 had been removed from my account (and they're refunding it) which seems odd if it was a machine fault (to me, perhaps I'm wrong)

What does this sound like to you - fraud or malfunction?

Comments

  • alanq
    alanq Posts: 4,216 Forumite
    1,000 Posts Combo Breaker
    edited 23 March 2013 at 5:26PM
    As only £10 was taken, unless that was all you had in your account, I would imagine malfunction.

    Yesterday's BBC Radio 4 You And Yours discussed the cat and mouse games between the ATM designers and thieves.

    http://www.bbc.co.uk/programmes/b01r9wcl 9m25s in.

    Recommendation to cover hand as keying in PIN. Very few people do so at ATMs.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Reasons why a car might get eaten? 1 ATM malfunction 2 Bent card 3 Lost card 4 Stolen card reported 5 Replaced card where replaced one is sitting on your mantelpiece instead of your pocket! 6 A skimming device to hold onto the card.

    As you have advised bank of the loss of your card it is of no use to any scammer.
  • Vortigern
    Vortigern Posts: 3,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Could it have been a Lebanese Loop - as seen on a recent TV program about such scams. The link above is to Wikipedia. Google will find pictures, video and more details. All a criminal could want!
  • PaulW922
    PaulW922 Posts: 1,039 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Many newer ATMs do take your card in very slowly - it looks like it is a bit of an effort - I don't think you need worry about this- it is inconvenient but you should not have to wait long for a new card
This discussion has been closed.
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