Which account to use when doing credit applications

AdrenalineJunkie

Hi,

I have recently switched from my Santander account (which i've had for 2 years) to a First Direct account. I know on credit applications they prefer longevity so would it be better to apply for credit using my Santander account details and then switch the DD after? My Santander account is not being used so do they normally ask for your main account or doesn't this matter?

Thanks

YorkshireBoy

Use the Santander account, but don't set up the DD during the application process (assuming you're applying online?).

Then, if/once accepted, set up the DD during the activation call.