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Halifax Reward
I have just oppened a halifax reward account to take advantage of their £100.00 offer when openeing the account i was told by the member of staff that i must immediately put in £100.00 to make the account active or, as this was the first that i had been told of it i could put the money in the next day as far as i was aware…
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Funding first direct question, must it be with salary as cs rep told me?
Hi, I've read a few of the other threads on here about switching to First Direct and it's a bit confusing, some people fund the accounts with their salaries and some just transfer money around from other accounts. I spoke with someone from First Direct earlier about opening an account and they said it had to be salary and…
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Barclays Premier Life - No Premier card for me ?
Two weeks ago I switched to a Barclays Premier Life current account. During my in-branch application everything was fine, but I was told I couldn't get the Premier Visa Debit card at this time (starts in 4659) so they sent me a regular blue Visa Debit (starts 4658). I have limited knowledge on the whole 4659, 4658, cheque…
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Challenging Bank Charges
Hi All Need some advice or even share your own experiences around this question. I have received two letters from my bank advising me that I am being charged £111 for unauthorised overdraft payments (yet approved by the bank). I seriously cannot afford to pay them this month and plan to phone my bank tomorrow. Your advice…
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Santander - Closing account without permission or notification
I just had to laugh reading a thread about someone trying for 3 months to close his Santander account - I have just had the opposite problem. I rang to close an Instant Saver Account (low interest rate) and a couple of days later I discovered they had closed my Current Account - cancelling all direct debits and payments -…
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Account switching question/help please!
I decided to switch from Santander to the Co-op to benefit from the £200 welcome bonus. Today I relaised that 2 standing orders were paid from both accounts. One is my rent and the other is to pay a personal loan with First direct. I called the Co-op and they said Santander (the old bank) is at fault as they should have…
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Halifax's switching offer & my existing account
Firstly, I apologise if the question has been answered elsewhere but I couldn't find it myself. Basically, I want to know what will happen to my existing account if I try to take advantage of the £100 incentive that Halifax are offering. At the moment, I'm with HSBC and have a student account. I never actually graduated…
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Will a Lloyds Payment go via FPS to a Barc
Hi, I need to send 40 quid over to a Barcs account for tomorrow, will it shoot into the account instant? Has Lloyds fully adopted faster payments now or isit a hit and miss still.. Don't want to send it then it takes 3 working days :/ Thanks
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Sent money to a frozen account
Hello there, Transferred some money into my partners account this morning which when she went to check it was able to access anything, she went into the bank and was told that her account has been frozen, she is going in tomorrow morning to sort it but they told her nothing will go in or out while it is frozen Nothing is…
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£500 monthly joint account
Hi I currently pay £500 into a joint account for groceries, fuel and the like....but its a fee account and I want to switch......whats the best one currently as I see I don't qulify for any obvious bribe accounts!
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cashing in cheque from previous name
Quick query i changed my first name by deed poll 3 years ago. However, out of the blue i received a refund from an old Equitable life account. The cheque is in my old name. Will my bank still cash this in or do i need to ask Equitable to reissue me a new cheque? (note always had my current even under previous name so they…
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Euro Bank Account
My apologies if this is not the right area to pose my question but her we go.. I am soon to start getting paid a pension from previous employment in Belgium and have the option of having it paid in Sterling or in Euros. I presume that I will need a Euro bank account if I choose the Euro option and have checked with my…
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First Direct - Terms
Before I set this up - it's about a specific part of the terms: "(transferring at least two Direct Debits and/or standing orders) and salary/income of at least £1,500 per month to your 1st Account, within three months of your account opening, and we will add £125 to your account. This offer is only available for people who…
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Angela Rippon on Rip Off Britain
She just said that RBS, NatWest and Lloyds all charge basic bank account holders for using cash machines which are not part of the same bank. Is this true?
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Co-op £200 switch payout - When?
Hi all, Does anyone know when exactly the co-op make the £200 payment for switching current accounts last autumn? I switched in Nov. I now have three statements shown in my account, but no switching bonus payment as yet. Anyone got it? Anyone remember the conditions? Thanks Ant
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Halifax online banking internet web registration.
Could helpful forumites new to Halifax please confirm the present situation regarding internet banking registration after opening a current account online ? Do you have to register separately and can you do this all online? What security information is one asked for over and above password & memorable information word ?
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Standing Order from one bank to another
Apologies for potentially asking a stupid question but... I've set up another bank account but for a few reasons (long story). I want my incomings and outgoings to go into my main bank still (HSBC) but want to make a transfer every month to go to my current account and one to my savings account (First Direct). Is this…
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telebanking fraud- barclays
hi i have been a victim of telephony banking, how does a bank/firm deal with these casses, they do record all telephone calls???? as it does say "all calls may be recorded for training and monitoring purposes" or is this just a threat? thanks
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Switching from Santander after 3 months...or not?
Hello, About 3 months ago, I switched our current account from Barclays to Santander. At the time, it was a toss up between Santander and First Direct, the incentive being the £100 switch and another £100 for having an A&L mortgage at the 31st August 2011 (I switched to an HSBC mortgage in early October :) ) and the 5% AER…
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LloydsTSB Current Acc Application
I have just applied for LloydsTSB Classic Current Acc. I got all the way through to end of the app online and it said thankyou, when we accept your application we'll send you account details in 7-10 days... Online banking log on details in 5 days...etc" does that mean its accepted or referred? I have an old CCJ so was…
