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Natwest Chargeback 6 Months later
Natwest Debit Chargeback 6 months later Hi, Im wondering if anyone can help me. In July last year whilst in Egypt I paid for an excursion that was nearly £400. The trip was paid for in advance so we have a reciept. On the morning of the trip no one came to pick us up and we didnt go anywhere. At this point my debit card…
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Nat West problem
We have an appointment at 2 pm today to discuss this but I was wondering if we can be a little better armed. They have not been paying direct debits when their is either enough money in the account or cheques waiting to clear or a day or 2 before my weekly wage is payed in (BAX) They know damn well there is money due in,…
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cheques
hi everyone not sure were to put this so decided to put it here. I have a friend that gave a cheque out to cover a bill on monday last week, [she gave it direct to person concerned] by tuesday [of the same week] at 3 pm llyds ahd bounced the cheque, [she works nights so dint transfur the money till she got home which was…
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Do Clydesdale Bank now charge you £2 if you use there ATM ?
On 7th Feb I took £30 out of a Clydesdale bank Cash Machine outside a Clydesdale bank branch using my Lloyds Visa Debit card. I have used Clydesdale bank Cash Machines before with no problems, but later on that day I was checking my internet banking and the cash was not showing, which normal it does instantly but my…
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Current accounts open or close?
Hi All, I have a few current account with different providers. Some of which don't get used much. Is it best to close these accounts or keep them open? Some of the accounts i'm looking to close I've had for 12-18 months. My main account I have had for a few years to keep long term history. Any ideas what's best to do?…
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Bank account for Spain
Hi can anyone help please? I need to have a bank account in Spain, I will need to access it online and pay money from U.K. then use it to pay utility bills but no mortgage. I have one now ( Barclays)but all the letters are in Spanish and they are always too helpfull when you call because they have to find an english…
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Halifax Reward Question re Jan/Feb reward
Hi Everyone Have been doing the cycling thing through 3 accounts (mine, joint and the wifes) for some time with no problems, we havnt been paid the £5 that normally gets paid on the first of the month- I have looked back and can see that we paid £1000 into each of these accounts on the 3rd of Jan. I will call halifax to…
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What is Bank Giro Credit (BGC)?
Last month I got some money into my Halifax savings account under BGC. I asked the bank and they said it’s Bank Giro Credit that has come from another bank into my account. So what exactly is it?
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CNP Fraud retailer help and advice
Hi, I recently sold an item for £5000 through my business over the telephone. all the card details went through on the machine etc ok. even phoned the bank to make sure and recieved a varifacation code. waited one week for the transaction to complete and the funds to clear and deliveered the item. 2 weeks later i have just…
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Santander unarranged overdraft charges
I went overdrawn by £7.64 for less than a day in September. In December, and every month since then Santander have charged me unarranged overdraft fees on the first of each month. I have since got some of the money back but can they charge me monthly for the same transaction? These fees are between £20 and £60 per month…
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Do HSBC now have 1st and 2nd Class Customers?
HSBC recently had a "sale" where you could get 6% credit interest on your current account. This was open to existing customers with a current account......but only if you moved 2 direct debits from an outside account to your HSBC account. I pointed out to HSBC that my current account of 16 years standing was and had always…
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Online banking fraud - refusing to help me
Hi, can anyone help me out, i have noticed that i have had about £500 in online purchases made from my account. I have contacted ThinkBanking and they tell me that because it is believed to have been my son (who lives in his own place) that it is not fraud. How can this be? i did not give my permission, i did not authorise…
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Santander Online banking
Morning, All. I have been registered for online banking with Santander for some months and today I needed to make a payment for them. I am now informed that I need to register for a OTC -one time code - which will be sent to my mobile. Trouble is, my mobile is about 10 years old and lives in the top drawer of my cabinet,…
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Halifax/Lloyds International money transfer
I have an account at Halifax/Lloyds in Fuengirola Spain and have to pay a maintenance fee of Euro 27-56 in order for them to close the account,I do not have funds in the account and I would like to know the cheapest way I can put funds in allowing them to close the account. I have accounts with Halifax and LLoyds TSB here…
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Santander has blocked my account
Im so upset although SANTANDER have to do there investigations they take the mick. The day my wages went in and my usual payment for rent and also a payment of money owed to me. My account was block I was asked to bring an email with confirmation from each creditor to unblock my account. I was told this would be done in…
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Credit report confusion and credit rejection
Hi, I have recently signed up to experian as I have been declined credit recently. My report shows that i have 1 negative factor effecting my account - from 2004-2007 when I defaulted on a Credit Card on 8 occasions (stupidity at 18/19/20 years old!). It was SATISFIED in 2008 (i paid it off - a grand total of about £280)…
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Money05 to which phone app?
Hi, Does any know if there is an iPhone app that lets you keep a track of your finances by downloading statements into it? Even sync with an iPad or windows pc. I download transactions for my current account from HSBC UK. thanks in advance H
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Online account for teen?
Hi folks, I'm looking for an online account for my 13 year old son. He saves pocket money and birthday and christmas money and typically spends it on music and guitar type stuff on line. I thought it would be a good idea to get him an account so I could pay his pocket money in monthly and he could see his money building…
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Halifax Bank Account
Does Halifax give you an instant response on their Reward Bank Account? The one that gives you £100 if you switch and £5 if you credit £1000
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Cashing an American cheque
I will soon be receiving a cheque from America for about $200 and my bank (Santander) will be charging me at least £10 to cash it. Does anyone know of any other ways to bank the money and get it changed to sterling. Thanks
