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in limbo. closed old account and denied new one. student in need of help!
Hi folks my name is Dai I'm a 26 year old mature student. I've run into some difficulties firstly with my original bank (barclays) and the opening of a new account (co-op). barclays would not give me a student overdraft due to my poor credit rating so i shopped around for a better deal. came upon this site and saw that…
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Can you close a Santander Preferred Current Account over the phone?
Having a bit of a google, i can see you can do it in branch or via post. Question is can you do it over the phone too? As it's not listed. My gf's 12 months expires next Thurs & mine expires next Fri, so we'll be looking at ditching it & putting the 2.5k elsewhere .... probably in another P.C.A @ 5%, but as you can't have…
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Time limit on reclaiming error?
This is a bit of a random one, and I am curious if anybody here might know the answer.... I was just doing a transaction search on my internet banking and noticed that in April 2011 I withdrew £80 from a note machine with a £1.25 charge whilst away for a weekend. The total £81.25 was debited from my account twice. (The…
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join bank account for bills query...
me and my partner are getting married next weekend and are thinking of getting a joint current account where the house bills would come out from. they currently come out of my natwest current account and she pays a standing order to me each month which works fine but she wants some more control in the bills etc which is…
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Receiving University grant of €5000
Hi, I'm currently doing a postgraduate course here in the UK. I've just found out I've been successful in being awarded a course bursary from a European organisation. It's €5000 and I need to get in touch with them within the next 2 weeks to organise payment details. I have a huge range of different UK current accounts…
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Could a solicitor split a joint cheque?
General query, if we were to receive a cheque in mine and my ex husband's joint name, would we be able to use a solicitor to split it between us as we no longer have a joint account?
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Current Accounts
Hi, I currently bank with Natwest, and within my natwest account i have: * Current Account * ISA * Savings Account They all have money in etc. But i am looking for another current account, basically i just want to use it like a savings account (but it has to come with a debit card) and just put money into the account im…
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AA Spend And Earn Issue!
Hi, I am wondering if anyone has experienced the same problems as me. I have requested for the AA to dispute a couple of transactions on my spend and earn card, It seems they actually call the retailer up and dicuss this, Surely this is breaking data protection for retailors or companies to actually discuss any issues and…
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How easy is it to transfer money from overseas' account to UK account?
Hello! To cut a long story short, we have a friend who is British but moved to Australia last year. He owes us some money but says he has been having real troubles sending it to us from his Australian account to our UK account, and I wondered just how difficult it actually is (or isn't, as the case may be), since I've…
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Should I let my partner with poor credit be additional card holder on my bankaccount?
Hello all, I'm in the process of talking about letting my boyfriend move into my house. I have really good credit, he has really poor (partly self-employed, partly just bad with money in the past) He has just started a new job now (as an employee) and is working hard to get himself financially stable, but I'm wary of…
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Co-Operative Bank - Cashminder Account
Hi there, I have an appointment next week with the Co-Operative bank to open a current account with them. I am considering choosing the Cashminder Basic account as I am not keen on having an overdraft. Looking back through these forums (which have been very useful :D ) I have noticed that quite a few people had problems…
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Natwest Black Account versus Black Card
Existing natwest private banking customer looking to upgrade to get some of the benefits but bit confused by these two options that seem pretty similar. I need a higher credit limit for this year (wedding, house purchase) so thinking Black Card would be best and its £250 per year vesus £288 for the Black Account. The…
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Old statement entries with Halifax
Hi, I have an Halifax Easycash account. I just realized that my statement entries are deleted at the end of each month. For example now I can't see any transaction before 30th January. Even if I use the "Search by date" I just received as answer that there are no transactions in January. Is that normal? Should I contact…
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banking options - 1 bills, 1 spending
So I plan to have one account to pay the bills with and 1 account as my spending account. I have just opened up Nationwide & Metro basic accounts. Metro does not allow DD or SO from their basic account. Option 1: Pay wage into NW and set up a S/O for a certain amount into Metro leaving enough to pay bills in NW, bare in…
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Problem with Debit Card
I've had a basic Natwest account for years and have been very happy with it. Just before Christmas though they changed the rules for ATMs so I can only put mine in certain ones (can't remember which as I can't get to them anyway). I'm now planning to change to the Halifax but has anyone heard if they are planning to do the…
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Money "disappeared" from NatWest account
I hold a Current Account and an ISA account with NatWest. About 10 days ago I handed the clerk a cheque of £3100 and asked her to pay the money into my ISA account and filled in the relevant paperwork. Few days later I suddenly noticed that there was virtually no money left in my Current Account as £3100 had been…
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Family Current/Savings Account
Hi, I was pointed out to use this forum instead, any help would be much appreciated. i have been phoning banks all day, many of them have no idea what I am on about, i was wondering if you guys could assist. basically i am looking for a family bank account that would allow 9 family members to manage day to day transactions…
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Strange Direct Debits
Two direct debits that I have definitely not set up appeared on my Halifax online account this morning - no money has been taken as of yet and I have cancelled them and I will go to the bank shortly. They were for Dennis Publishing (magazines so google tells me) and Pet Insurance (no more details provided). Is there…
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Bank Switch.....help me decide
We currently have all of our banking with Barclays and have done since we were both teenagers (joint current, personal current each, savings plus business banking). I want to open a new joint current account to separate out our fixed outgoings each month from our discretionary spending, so thought I may as well take…
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will i get a charge
Hi I wonder if any1 can advise me. I hv a car plan dd fone out today and stupidly I forgot to transfer the money for it. I've got up and logged into internet banking seen I hv gone over my overcoat limit and them transferred the money straight away. Cos it same day will the bank charge me ??? Thanks in advance
