Budgeting & bank accounts

Archives for August 2011

Baxis Business Account Needrd
My partner and i Until recently have managed all our finances seperately. Since loosing our jobs, we have a number of defaults and CCJs bewtween us and so have been unable to get a joint account. They cover al the nig lenders too. We have run a reletively sucessul eBay busisness which we have declared each year via our tax…
cash back at the till
Hi, does anyone know if there is a minimum amount of cashback you can get at the till? i only want 3pounds. (I will be at asda in the morning) Thanks Caz
whats the name for an account....
... that i can put money into when ever i want but have to wait up-to 3mths to get it out? and which banks do such an account? TIA
Current account or savings account abroad
I have a Halifax reward current account and a Halifax reward savings account and I will be going to Ireland next week. What account would be cheapest to withdraw euros from at an ATM or would the charges it be the same? I normally keep the minimum in my current account but I can of course deposit money from my savings…
Nat West bank - one try and then locked out!
I just tried to log in to my Nat West savings account. I must have made a typo when entering the PIN or password and it locked me out first time! :mad: I now have to wait for an activation code to be posted! I am so mad as I needed urgent access to my account. Once I have the money out I won't be having a Nat West account…
Can't export my Halifax Statements - help
In the last few months I've been unable to use the export function with my Halifax statements. I normally have no problem in exporting them and then adding them into Money, but now when I press the export function the Halifax screen greys out just for a split second and then goes back to normal........ exporting nothing.…
Paying money into a Halifax account through BoS
We're off to Scotland tomorrow and my hubby has forgotten to pay some money into his Halifax account to meet a DD on 1st of the month. Can he pay it in over the counter at BoS and how long would it take to be credited to his account? Many thanks
Santander Preferred Account
Hi, I recently opened up a Satander Current account and wanted to apply for another account in my wifes name. My wife is housewife - can she still be able to apply for the account? Thanks MS
Best Bank Account for 13Yr?
Hello, My son is 13 years old, he has a savings account with Santander and he wants to get an account where he can take money out and put it in, Santander have an account for 11-15yr olds but he cannot use it online, and he wants to be able to use it online, any banks which do this?
First Direct £125 incentive still active?
Hi Everyone, Hope you can help, Im trying to find out whether the offer for an extra £25 cashback (in addition to the usual £100) for opening an account with first direct if you do so via moneysupermarket is still availablle or if it has now closed as I can't seem to find any trace of this now. Thanks in advance Lauren
FD- selected additional product
Hello I opened a FD First account last week, mainly to take advantage of the 8% regular saver account. I can put the £1,500 there every month to avoid the £10 a month fee, but it also says you can avoid the fee by having another 'selected additional product'- does anyone need which one would this be (I opened hte regular…
International XACH Payments - Cheapest way to receive small, regular ones in the UK?
Every few weeks I get a small amount of cash transferred into my main current account with the Royal Bank of Scotland via International Direct Deposit (XACH). It actually shows as a BAC payment in my account. When I first set this up I thought it would only be a few payments, but this has turned into a regular thing, and…
Sending bank details by email?
Not sure if this is strictly the right board for this question so apologies in advance if it may not be. I need to provide details of bank account number, sort code, bank name and address to someone. It cannot be done over the phone, it needs to be in writing. Clearly I can write a letter but I'm wondering if it is safe to…
Borrow on mortgage or use savings?
Hi I am in the process of extending the Lease on my flat which will cost about £15,000. I have just about enough savings to cover this bill, with a bit extra left for emergencies. As mortgage rates are looking very similar to savings rates, is it worth considering borrowing the amount on my mortgage avoiding the wipe-out…
please help
Hey all I bank with the co operative bank. I just went to an atm and went to check my balance before I withdraw, wheverytime I pressed check balance, or tried to withdraw cash it would hjust say 'your bank is unable to process this' or a similar erorr message, it would then spit my card back at me. I know their online…
Topcashback £55 for new Santander account? (I am already an existing customer)
Hi there, I hold an A&L PDCA account, and has now went past its 5% interest period. I'm now on 1%. I also have savings more than £10,000 with Santander. I wanted to upgrade to their Zero, only to be told that they no longer give 5% for upgrading customers. :( I now intend to apply for their Preferred Current Account. a. If…
Default on old bank account! Some questions...
Hi there, Out of interest I decided to check my credit file tonight using a website that searches all the big credit agencies. Everything looked in order as I hadn't ever made any late payments or had any defaults to my knowledge. However, there is one problem that showed up on an old bank account. I'm not sure why this…
Fraud on my bank account again! advice
My dh has had fraud on his santander account again, odd £20 here and there and £100 was taken out, at first he didnt notice the odd £20's but he noticed the last £100 as it was the day before payday. Phone santander - they froze account, turned out it was fraud - he ws suppose to have to go into branch to pick up bank…
UK Inheritance but living in US
Hello, I am a UK citizen living in the US (for the past 30 years). I am about to receive a UK inheritance (about 50k, not taxable) but I have no bank accounts in the UK. Since I am planning to move back to the UK within 2 years I would prefer to leave this money in the UK. I haven't found any easy solution for this, does…
Problems opening Halifax Reward account in joint names?
I have a Halifax Reward Current account, and tonight decided that I would open one in joint names with my OH because I had read you could hold and get the reward on both. I opened the account while logged into my online banking and went through everything, and everything was confirmed on OH's log in. The only problem is,…

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Budgeting & bank accounts

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