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Clearing cheques
Hi Can anybody tell me how long a personal cheque will take to clear. A colleague of mine (with HSBC) is giving me a cheque for £10k tonight which I am putting into my Lloyds TSB account tomorrow morning (Friday August 5th). I need this cheque to have cleared by next Thursday (Thursday August 11th). Will it be cleared by…
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Santander Swift code
What is Santander UK PLCs swift code? I'm at the Bradford Branch. I called them and got one but the Bank of America system does not recognise it.
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Bank Account Start Date ?
Ive had my current account for around 4/5 months now and I read that after the first year the interest rate drops significantly [currently 5% preferred current account with Santander] so I would be looking to ditch and switch before the rate drops. How do you establish what date your account was officially opened would it…
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Quickest way to transfer between 2 Halifax accounts?
I urgently need to send a CHAPS payment tomorrow from my Halifax Current Acct. Tried yesterday to transfer online £35k from my Guaranteed Saver to my current acct - message said it would take up to 48 hours. Not only that, but the staff in my local branch said I couldnt transfer more than £15k online in one transaction,…
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Bank account confusion
Hello, recently I decided to change bank accounts. I'd like an account with no overdraft, use of online banking and the ability to use it in shops, online etc. Right now I'm with Nationwide but would consider moving to another bank. I'm sixteen and I'm just about to start college in the coming september, would that make a…
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Can I bank a cheque made out to my Middle & Surname rather than First name?
Hi there I have been given a cheque written out to my middle and surname for some stupid reason. I dont want to have to ask the person to write the cheque out again to me as it took quiet a lot of work to get them to write it out in the first place. (I am assured it will NOT bounce) My bank account has my full name on my…
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Being sent money from America
I'm being sent about £2000 from Bank of America. Should I expect any taken out by charges from Santander? Or should I receive the full amount. If I remember correctly Santander are the sister bank of Bank of America.
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Fraud
Hi All, My parents were phoned by their bank (First Direct) yesterday to check if they had authorised payments totalling £2550 in the previous 24 hours. As it turns out, someone has got their card details and gone on a spending spree. The bank is claiming that because the transactions are 'pending', they have to let the…
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Santander Preferred Current Account.
So I quite like the look of the Santander Preferred Current Account with its: - 5% AER (12 months) - Interest Free Overdraft (12 months) - £100 cash back intensive Sounds top dog. (at least for 12 months) However to be accepted for this account you are required to pay in a minimum of £1000 a month. My current average wage…
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new bank account with overdraft to pay insurance
Hi there, first post so be gentle. I am a graduate, finished uni may 2010, currently have a HSBC advantage account, I was told the overdraft remained the same, then got hit with charges, dont you love banks. anyhows, Ive reduced the overdraft down to 1500 on my hsbc account. Bought a house last december and havent been…
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Barclaycard Suspense Account
Just discovered I have paid a significant amount of money from my current account to an invalid Barclaycard account number. This happened 2 days ago, and the money has not bounced back to my current account. Barclaycard say the account number is invalid, so I can only assume my money is being held in a suspense account.…
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Will RBS refuse me because of Natwest arrears?
I am in urgent need of a basic bank account and want to try Royal Bank of Scotland. The only problem is I have a Natwest first reserve account which is in arrears of around £400 which I can't pay. RBS own Natwest so will they cross check and refuse me?
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New Natwest Online Banking Layout
What do you think of the new Natwest online banking layout? Personally im not sure if im keen on the new look layout maybe itll take me abit of time to get used to it :D
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Fraud - Help needed
Hi there guys, My mum is very upset and is in need of real help, as her bank will do nothing. A couple of months ago she ordered a free trial of vitamins and paid postage and packing. The company she purchased from have now taken funds on various occasions from her account to the total of over £200. She has called her bank…
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paid money into wrong account, can i claim it back??
foolishly paid 2 standing orders into a bank account, i entered the wrong account number. the bank it went to said it went into someones account, is there any way of claiming the money back? or is it my fault for paying it to the wrong person??
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Best joint bank account deals?
Me and my fiance are buying our first house together so think a joint account would be best, Im currently with halifax and him santander, does anyone recommend either these or another one, are there any with cashback etc for switching? My account has a £3000 overdraft and I get charged £1 a day if I go into it up to £2500…
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Limits of Visa MFC Online Santander
Can someone explain to me what the limits are on the Visa MFC Online card? Does it have a transaction cap or what? I don't really see how its any difference to a normal card. My son got one of these cards - 11 to 15 but he already works freelance(Web coding etc) and gets payed often for doing websites etc. He wants to know…
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Advice on claiming stolen money.
Hi A week and a half ago I was robbed in spain. I belive my pin number was stolen after i used a cash point and then my cards / cash taken from my wallet. I made it more complicated by admitting the cards were returned - which i was told that is quite common in the hope that after cloning them they can continue to steal…
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Santander £100 Cashback Incentive. Still not paid - bad customer service (surprised?)
Well... maybe 'tis my own fault - because I had heard about how bad Santanders customer service was bad before I even joined them - but lured by money (especially pre Christmas), I thought how bad can it be? Leave them after I've got the dosh - and I went ahead and opened the Santander Bank account - going through with the…
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Fed up with card readers
Everyone is supplying them now & it's just more junk to remember to carry with me, I work away & travel a lot & would like to be able to log on from wherever. I've been doing internet banking for many many years without a problem. Are there any banks left now that aren't issuing these things?
