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Joint bank account - one with amazing credit rating, the other average w. bad past
Hi, My partner and I are looking to open a joint bank account (and savings account) after recently getting engaged and moving in together. Their credit rating is perfect and literally gets the best deal on anything. Mine one the other hand has improved greatly in the past two years and is now average after some silly…
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Interest free buffer on Nat West Current+ account
Nat West used to print a £100 interest free credit buffer on my monthly statements, however this is no longer indicated, neither could I find a clear explanation anywhere on the site if this was still applicable. The (human) adviser on the Internet just asked me to contact the credit dept! I went down to the bank with my…
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Transferring money from a joint account to single one
My mum inherited some money from her parents and the cheque was banked into a joint account with her husband. She has already banked with the Nationwide and wants to invest some in ISAs and open a new account with the Nationwide. What documents does she need to open a new account and where is the best place to invest the…
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Barclays Contactless - Need Another Card
Is it possible to get 2 cards for 1 account?? I'm wanting to have a card for my iPhone case, to use contactless.. and one for normal use?
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ID protocol
I need to supply a building society with an original bank statement as ID to open a new account. I don't particularly want them to see details of my balances - can I block these out? My name and address plus branch address and account number would still be visible.
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Free Money??
Hi i nneed a bot of advice i bought a bed from a well known company in the last week of june this year using my debit visa card from nationwide. there was more than enough money in the account for this transaction but since then the money hasnt been taken from the account and its getting really annoyin to make sure all the…
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NatWest Gold Account...
Hi peeps, Are any of you natwest gold account users? If so is it worth it? Straight away I would save money cutting off my phone insurance with o2 plus i would have some breakdown cover which I don't currently have. I'm currently with Santander and they do absoloutey nothing for me apart from knock back my overdraft…
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First Direct joining bonus rule
I recently decided to switch my bank account to First Direct for the second time but found a snag in the rules. Last year i switched for the first time and departed after 6 months collecting £200 in the process. The rules state that bonuses (currently £225 to join and £100 to leave) will not be paid to anyone who has been…
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PLEASE HELP -Bank Error Compensation?
In Oct 09 I had £450 dissapear from my LTSB business account even though I only had £90 available and no overdraft.:mad: I reported this straight away and was told " this looks suspiciouse as it doesn't show how the funds were withdrawn". After 2 years of not being able to use the account, refused an overdraft until the…
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Natwest - Ruining Lives Since 1968
Hi All, Recently I opened a small business, in fairness not making a great deal of money but a bit of a long term project. Anyway first books are due to be in really soon, I am a bit nervous because its my first time. I login online and the account has vanished! I have a paperless account so have no copies of the…
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Ripped off by Santander
I opened an Alliance & Leicester Premier Direct account back in 2005 when there was an incentive to do so (ML recommended this, so the following is entirely his fault.....:)). I used it for about 3 years, and then ceased - though it remained open with about £10 in it. I checked it until the end of 2009 and then no more.…
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Natwest transfer - eSavings to Current a/c
Just a quick check/question please, with our Natwest helpers :) I've used my eSavings as somewhere to collect together £30k from savings in several other places, but now it needs to go out again as one sum and I want to TF it to the current a/c ready for a debit card payment. Will the transfer be instant on that amount?…
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Security Passwords
Hi there, I am wondering if other people are having issues with banking security passwords? A lot of them seem to be moving to picking certain letters from passwords. Now I don't have a problem with the theory but with the length of the passwords. The longer you make the password the more likely it is that you will need to…
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Halifax Reward Account
Hi all I was hoping that someone could help me with a query that I have regarding my Halifax accounts. I have a basic account and a joint basic account which I am only just getting round to switching to a reward account (I know, I know, should have done it ages ago). I went online to do it and it asks you to apply for an…
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Best Current A/C to Receive International Payment in other Currency
Dear All I am expecting to recevie payment from a Non EU countries. I have Citi Access a/c, Santander Zero, Metro Bank, HSBC Bank a/c, LTSB Vantage, HLFX Reward Current a/c, Barclays Current A/C I also have Bulding Society Bank A/C such as from Cumberland and Nationwide, but I believe it is not reliable for international…
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best first account for school leaver
Hi I have a 16 year old step son who has left school this time and looking for a job, he has no bank account so after advice on which bank and account would be suitable for him to have his wages paid into and have his own cash card to withdraw. Aldo with him being under 18 will he need a parent/guardian to go down and open…
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Some sort of fraud?
Not sure if this is the right place to put this but here goes.... I was opening all the post this afternoon when I got in the house and I opened a letter that was correctly addressed to our address. However, when I got into it it was actually addressed to someone else - but it declined that person for a bank account! BUT…
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Reclaiming Money from Visa Debit Card
Hi Guys, I am sure I know the answer for this, but here goes. I ordered an item from the US on my Visa Debit card. They charged my card instantly and I am still after 9 weeks waiting for the item. I have contacted the company 3 times. The latest complaining and asking for my money back. The other two times enquiring where…
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Second basic bank account for bills?
Hi, I've read through some of the threads on here but can't seem to find the answer to my specific question. I currently have a basic bank account from Barclays, which I have held without problems for 5 years. I have a debit card, but no overdraft. I want to be more organised with my money and so have been looking at…
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Looking for a UK based Euro bank account
Hi there, Does anyone know of a Euro bank account I can open in the UK? I usually bank with Barclays, but their Euro account doesn't even come with a card, so I can't use it when I travel to Europe! The reason is half my income is paid in Euros and I often have to pay for products/services in Euros. At the moment I pay for…
