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US Dollar Bank Account in the UK
I work abroad, and every month I get my US$ salary paid directly to my UK Bank account. I need the money in the UK as this is where my bills get paid/savings accounts etc, but with such a fluctuating exchange rate, I have seen my salary GO DOWN over the last few years. A friend of mine in Oz has his salary paid to a US$…
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Co-op Faster payments
Hi Anyone know what the limit for sending and receiving faster payments to and from the Co-Op is? When I send a payment from Halifax, I get told on the screen whether it will be a faster payment or not, and I get the option to cancel. £100 seems to be the limit for sending TO a Co-Op account judging by the messages I get…
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Halifax overdraft refered to DCA
Hi I havnt posted much on here but im in need of advice. Im in really bad debt ( A total of nearly £14,000) I have 2 payment plans with 2 creditors. One i pay £5 a month (hvae been doing so for about 2 years, owed them last 4 years) and the other £1 a month. Well i now owe £1823.85 on a Halifax overdraft. When they…
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Santander is following me
I was out buying the last of my christmas presents today and I was shocked at how much Santander you see out and about now. We have 3 branches, soon to be 4 as our RBS is included in the branch sale. The main branch is on the high street. Directly behind it is the 2nd branch which used to be Bradford & Bingley. Our branch…
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No Solo Accounts anymore
I don't know who else to complain to so I thought I'd see if you guys do. Easybus.co.uk only allow payments by Solo card to be fee-free but I've roamed the high street and the interweb and no providers provide them anymore. Is it legal for Easybus to do this? Ant x
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help a graduate
Hi all, so I graduated this year and started my job about 6 weeks ago. I still have a 'International Student' account at hsbc, which I'd like to get rid of (they've been charging me £5/m for nothing for 4 years. stupid me, i know). The job is quite good, but I will need to go into debt because I've been delaying a few…
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Santander Preferred Overdraft Rate Help
Hi, I wonder if anyone could help me. I signed up for the Santander Preferred Overdraft in July 2010 as I was looking to take advantage of the 0% overdraft as I had a £1400 overdraft with HSBC. Did Santander ever offer an £100 incentive for transferring to this deal as I thought I saw it at the time? I went through all the…
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Coventry BS Has a new website.
Anyone else think that this "new website" is pretty much the old one with the pictures moved around a bit. And the internet banking is still the same. Would be very interested as a customer to know how much they spent doing it. As someone who works in IT i can safely say it would have took 1 hour at the most to complete.
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How long till I have a good credit rating?
Hi everyone, When I was 18 I got a credit card and ran up around £2000 on it which I couldn't afford to pay back straight away. I was always paying more than the minimum payment and after about 2 or 3 years I managed to pay it all back. I'm now 22 and have 2 credit cards that I use and always pay off every month. I also…
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Stop spending.....how??
Maybe someone on here can help me?! Myself and my partner are trying to SAVE, we want to save enough for a substantial deposit on a house. We did have around £4thou saved, but moving from one rented house to another ate up all those savings (heart breaking!). I am now due to move again (into my mothers- she has moved…
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Student Overdraft help
I am a graduate about to lise my student account and get charged over £60 per month on my £3000 overdraft. The trouble it I am now studying for a second degree and my income is limited. I already have 2 part time jobs and get a bursary. Atthe moment I am just staying still and dont know how I will cope having to work extra…
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joint account advice
hi, were in the middle of setting up a dmp, we've a joint account(santander), i've got a cc with same bank but only in my name could they take money from joint account to pay debt on this cc? i'm asking as having trouble opening a account else where, thanks.
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Cancelling an online subscription at the banks end (Halifax) problem
I played the Irish lotto. I think i was 'done' as i did it through http://www.irishlotto.net/ which meant the lowest amount i could play was 39EUR for 2 games of 4 draws. I've since been told i could've done the same on: http://www.lotto.ie/ for cheaper - but this didn't show on googles first page when i searched. ANYWAY I…
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Halifax Ultimate Reward Account - Joint account?
Hi all, I currently have a Current Account with Halifax that i have upgraded to a Ultimate reward account mainly for the iphone insurance. If i turn this account into a joint account with my wife with i able to insurance her iphone for the same fee? Any help greatly appreciated!
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Lost/unknown assets/bank accounts
http://www.moneysavingexpert.com/reclaim/reclaim-lost-assets-free Just had a read through this. Currently assisting my parents with sorting out the estate of a relative who has passed away (executors being my parents). Most of the finances appear to be in order but they would like to check whether there are any other…
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Santander UK is 'Best bank in the UK'
Just how far from reality are bankers?? :beer: Search the Banking Times news site as I cannot post with links as a new user. Or someone who is allowed to post links do so. "Santander UK was named 'Best Bank in the UK' for the second year running at the prestigious Banker Awards." I work at the place. This caused a lot of…
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Triple account setup?
After reading this: lifehacker.com/5702973/automate-your-finances-to-spend-less-time-managing-your-accounts What I would like to do is have three accounts. The first two are standard but I'm not too sure about the third.. 1: A standard current account with debit card etc 2: A savings account, standard interest style 3: An…
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Internet Banking general
Can it ever be safe to put your card number and PIN into a website in order to register for internet banking? That is what I'm being asked to do by one of the largest banks in Spain, with whom I have a current account. It's their official site, I'm not replying to an email and it's a secure site but I just can't believe…
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Direct Debit: Can I be forced to use it?
Just received a written request from a company demanding that I now pay them by Direct Debit instead of the previous invoiced arrangement. Can I actually be forced to pay by this means? They are a nasty bunch but infortunatly are the leaseholders to the home that I own. I'm happy to pay by standing order but absoluetly do…
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Savings account interest rate information - A&L/ Santander
Hi - Before the A&L website changed to Santander they used to have a tool where you could find out the current interest rate of an account by typing in the first three numbers of the account into a box on the screen. I think Santander must have got rid of this feature, I can't seem to find it on the website anywhere? Does…
