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Lloyds TSB current account switching offer
Hello, Anyone tried taking the switching offer from Lloyds TSB? "One night free hotel stay - online or telephone application only" lloydstsb.com/current_accounts/switching_one_night_free.asp Will it be valid to take the offer by switching an account which only have a few pounds, no direct debit, no cash flow... ? Thanks!
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Holding a bank account for x many years (credit related)
Some organisations ask how long you have held your current bank account, particularly in relation to mortgages and credit cards. I haven't been able to find much information on this, but given I changed my bank account this year from another which I had held for 10 years, how long do organisations usually consider a 'good'…
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Norwich & Peterborough Gold Current Account...internet banking any good?
Hi Seriously considering opening N&P's Gold Current to use as my main account as I travel overseas a lot so will save a quite a bit in fees from 2011. I'm aware that N&P haven't implemented Faster payments yet, but thats not such a big deal for me...however what's their internet banking like for current accounts? Is it as…
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Livid. The bank and the teenager's overdraft
Hi Everybody out there, I am beside myself. My 18 year old daughter has been given a £2K overdraft by a well known high street bank on the strength of her weekend job income of £200 - £300 per month. She is now about £1600 overdrawn. I cannot believe (a) how stupid she has been - but that's a story for another day and (b)…
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Overdrafts - a cracker from Halifax
I opened a Halifax Reward account just over a year ago, and was using it as my second account mainly to get the fiver a month. Recently I decided to use it as my main account and switch all my direct debits to it, so I used their switching service. They very kindly gave me a £1,000 fee-free overdraft for 90 days to cover…
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Current overdraft facilti
I have been with my bank for over 10 years, with an overdraft facility of £1500. Recently received a letter, requesting an annual review, for the 1st time, re my overdraft. I am concerned they will take away from me, and need advice
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Is Bank of Scotland connected to Santander in anyway?
Hiya ladies and gents, I have a Santander account and I also have a Bank of Scotland 'Cardcash' account. Could you guys confirm that the HBoS are 100% unconnected to Santander? Cheers, Sim.
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Advice on changing bank account from Santander?
Looking for a bit of advice if possible... A couple of years ago I opened an Alliance and Leicester Premier Direct Current Account, which I really liked and got a good deal on. However, now that it has been changed to Santander I am considering changing to another bank. I know that they are a large bank but I'm not…
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Lloyd's help for young adult's bank charges
My son opened his first bank account as an adult, he's 26 last year. He put on a direct debit with Talk talk and Sky for me because I have a post office account. he said he would pay them for me, but because we are both unemployed and paid fortnightly the DDs came out on the wrong weeks and he kept getting into debt. I…
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So I'm closing my Nationwide flexaccount...
Had the account since 2004. Used it here and there, but never my main account. Began using it this month as a secondary account for my business transactions. As it's a debit card account, as with all debit cards, I expect any transactions which there is no money in the account for to be declined. That's the whole point of…
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Closed Nationwide Account - Can I still access old statements
Hello Guys, I have recently closed my Nationwide Flexaccount to go with Santander (the £100 bribe etc). Is there anyway to still access the old Nationwide statements? I stupidly had turned off the paper statements so i have no record of my past monthly statements (and I really need to check if a payment went through back…
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Letter- Is it fake or serious?!
Hello, Posting on behalf of my partner. A few months ago he received a letter from a company claiming they were collecting a debt accrued with Barclays. The total sum was £768 and the letter stated the payment must be made immediately via the bank account given. I checked the letter thouroughly and noticed a dodgy email…
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Really need advice
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Can Santander Bank Legally be Stealing Money in Overdraft Charges from us by theft?
I mentioned this in another thread but the issue deserves a thread of it's own as it's a different issue and shouldn't be crashing the other thread, the fact is Santander (Former Abbey National) bank are trying to steal money from us in overdraft charges. When I say steal I don't mean the extortionate fee's they charge, I…
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Debit card error in Asda - Advice please! :(
Hi there, sorry if this is not in the right place or been covered already in the forum! Just after a bit of advice if anyone can help? I did my weekly shop in Asda last Tuesday (7th Dec) and paid on my Visa debit card for the amount, it came to £102 - But me being stressed with trying to keep my 2 year old entertained…
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Advice please...
Hi All, Ive been looking on here for a couple of weeks now, ive never posted before so here goes. Like most other people on here, my finances are in a bit of a state, im always in my overdraft and in my reserve on my account and getting bank charges galore. Most of the time i just draw money out of my account without…
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barclays additions active upgrade
barclays have offered me to upgrade my account to this one for £15 a month. i wasnt called or anything so they didnt hassle me and i know its not very money saving to be paying for a bank but i wondered what everyone thought or if anyone has any experience. for £15 a month it offers rac breakdown cover,sos home insurance,…
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AXA/HBOS indemnity claim
Can someone please help me? I recently set up a new protection plan and was going to cancel my old plan and DD. However I didnt manage to get this done in time and the DD went out. Since then I have been trying to get my money back but it is proving very difficult. Axa told me to fill in an indemnity claim (which I had to…
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Overdraft interest rates set to rise?
Saw something in news the other day about overdraft interest rates set to rise as of this month, how much of this is true, by how much etc? Got a small overdraft which I really want to clear and try not to go into whenever possible but sometimes it can't be helped. Just don't want to find myself hammered with hefty…
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Can I do this?
Im in my final year of University and have been with Natwest the entire time - I had to admit Ive made full use of my overdraft (as my loan just isn't enough), I am still overdrawn on my Natwest account but in Jan I get my loan which will pay off the overdraft. Now here is where I need some help - I have another account…
