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Student Overdraft help

I am a graduate about to lise my student account and get charged over £60 per month on my £3000 overdraft. The trouble it I am now studying for a second degree and my income is limited. I already have 2 part time jobs and get a bursary. Atthe moment I am just staying still and dont know how I will cope having to work extra shifts to pay the fees.

I was wondering if there was any way to change to another bank with less hefty charges. I am currently with Halifax Bank of Scotland. Can anyone help?

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    An overdraft at 18% would be cheaper than the Halifax one, but you are honestly going to struggle finding anyone who will give you a £3k overdraft without proper income.

    Sorry to say this, but your choice to do a second degree should have been given more thought.
  • How long have you had your student overdraft with HBOS?
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