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Bank charge help......
Hiya all new here so please be gentle. Im not even sure i am posting in the correct place. I have just looked on my online banking, which i have not really used before and seen i have a charge for £50 due out next week. I was not even aware i had gone overdrawn, it was my tv license goes out every couple months and i…
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Paid Cheque Into Closed Account
Hi everyone, Hoping this is the right place on the forum for this. Halifax took too much money from my account for a credit card bill, and as a result sent me a cheque out as way of a refund. I paid this into my HSBC account (using the automated machines) and it gave me a receipt, which I still have. However, I then tried…
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Experiences with Packaged Accounts
Hi all, I'm interested in hearing what experiences people have had with packaged accounts recently - whether you really knew what you were signing up for, how clearly explained the benefits were, what seemed the most appealing about the package you chose and what has actually turned out to be useful since. Any feedback…
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Sending money to South Africa
I am not sure if I am posting in the right place :( Does anyone know what would be the best way for me to send some money to South Africa, it will only be a small amount - only a few hundred.
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Direct debit sent me overdrawn
A direct debit sent me overdrawn less than £50 for a few days. I corrected the situation but the Halifax still charged me. Is the direct debit guarantee any protection here?
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WARNING: Santander / Alliance & Leicester International Transfer Fees ripoff
On the A&L / Santander web site it claims that you can do an international money transfer for a "Low fixed fee of £16 for foreign currency payments". (If you want the URL you'll need to piece it together from these bits, since the system won't let me post a link in case I'm a spammer. :) www and .alliance-leicester.co.uk…
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Halifax Reward account - £1000 in lump sum?
Does anyone know if the Halifax Reward current account can be funded with 2 lots of £500, instead of 1 lot of £1000 per calendar month, to get the £5? Could I transfer £500 in, back out, and then in again a few days later and get the fiver?
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new job back on track help
hurray i have found a job yay well i have a tsb account and had a loan few years ago whilst paying payments i got made redudant so i become in arrears so nightmare i have now a job and slowly getting back on my feet but i need help as i have a new job now and wages each week i wanna start saving a little so i can get…
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When is it reasonable to seek compensation?
Any opinions...... I have been messed about for a week or more by my bank. It is not easy for me to get to a branch so I use the internet as much as possible. I've been trying to move a significant sum from a savings account which has dropped to negligible interest to other banks / building societies. After a special visit…
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World Bank Group - Worst Scam Email I've Ever Seen...
Just found this in my inbox, it got past all my spam filters, so give it some credit but it's the worst I've seen in years... Copy:- World Bank Fund Transfer (4-12-2010) Robert Felix <pfbolkaih@yahoo.com> to World Bank Group, LONDON, UNITED KINGDOM Dear Sir/Madam I am Mr.Robert Felix, Bill and Exchange Manager/ Secretary…
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Santander - paying a cheque in to current account
I recently changed banks to Santander and have a cheque I need to pay in, I visited the local branch yesterday and it was closed due to the weather. My previous bank issued me with a paying in book and I was able to post cheques rather than visit the bank. Can I do the same with Santander without a paying in book?
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Santander/Cahoot Issue.
So i opened a cahoot and santander websaver accounts, I was informed by santander there closing my account and i had funds left in the account so i had to withdraw which i did, But for some reason they left £1.09 pence in the account and never gave me this they just gave me a rounded figure i.e £100. Now my account is…
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Lloyds Your Offers ?
My Wife has just logged into her Lloyds Internet banking and inbetween the current account and the credit card there is a 'Your Offers', and in it is a 'Your personalised loan offer' for £13500, and it breaks down the amount payable etc. Is this real and guaranteed or simply the same as everyone else, not that she is going…
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Changed a SO on a weekend..
I've been caught out with a standing order - due to leave my account today (Saturday) and I don't really have the money to fulfil it. I changed it about 7.30pm tonight when I realised - does anybody know if it will still leave my account? It's not a problem with the recipient or anything, more I need the money that I could…
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New Bank Account questions !!!!
Hi people im currently in the process of rebuilding my credit got a few defaults which are 4 years old now, now the last three years my credit has been impeccable everything has been paid ontime or earlier worked my way up to a vanquis gold card with £1500 limit and a capital one classic with £1000, Now since i defaulted…
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why don't we get taught this at school?
ok, call me stupid i don't care. But i am truly astounded at how hard it is to learn how to take care of yourself. You go to school until 18, then university until you are 23 and then boom. you are out in the big wide world. Direct Debits, Council Tax, Income Tax, VAT, etc. BILLS BILLS BILLS. No one at school ever taught…
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Help!
Hi all this is my first post and I'm in need of some assistance. I've recently started a new job (phones4u) and the bank account details I've foolishly gave are my partners, not a big problem however the name on the account I've put as my name, when in-fact the name on the account is my partners! So I'm guessing it will be…
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Santander 5% current account questions
right, iv not been with santander for just over 3 months so its time to go through all this again. I undertand fully the problems with santander but the £100 bonus and 5% is attaractive, Obviously I wont be using it as a main account so this is what i propose to do. Set up the account and 'switch' from a unused current…
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Two direct debits for same payment?
I have checked my direct debits on my online bank account, and I have 2 same direct debits, one started in 2000, and the other one in 2009. They both have the same reference, so I guess it's for the same monthly payment. I have never had any problems with payments being taken twice. Is there a reason for it to be like…
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Useless Northern Rock Debit Cards
Hi We have had our ATM cards replaced with Visa debit cards with the words 'UK only' stamped on the front. When trying to buy off Amazon, the details etc were accepted but the bank refuses to pay up. Queried this with Northern Rock who have stated that because Amazon Uk's bank is in Luxembourg, they won't pay. When…
