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Declined Cashminder Account
Hi i was declined a cashminder account which they said was due to fraud, i recieved a fine from court last year for fraud by misrepresention due to overclaiming expenses. Is this the kind of fraud they check for because my credit report shows no CIFAS on there. Do banks search a police database for convictions?
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Wages help!!
upon going to the cash machine this morning my partner discovered that he hadnt been paid. He's usually paid every friday and it's always in by 6am. we've rung his work who said the payroll went on time and that it must be a problem with our bank (Nationwide). they told us to keep checking the bank at 12 and then 4pm when…
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HSBC issue (help required)
Hi, On friday 15th october i paid in a cheque for £2500, the money is coming out of anglo irish bank, Despite the fact that the money has gone into my account it has still not been updated onto my available balance. It has been 1 week today and not only have i not been able to withdraw any of the money but my internet…
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Which Graduate Account?
Hey, I'm looking for a grad account, whilst at university I did my banking with Barclays and I'm not too impressed with the service, always huge queues at branch and it was only open 3 hours a day. I've had a look at the Natwest and HSBC one but not sure which to go for. I only need a small OD, about £250. Thanks.
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What Time Does The Banks Systems Update
I just wondered if anyone could shed any light at what times banks systems update for BACS credits etc. I know Natwest/RBS is at about 02.30am in the morning Monday - Friday What about the other banks?
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Where can I buy a fraud pen pls?
I withdrew £20 from my building society, didn't even put it into my purse - crossed the street and paid it into my current account at the bank. The teller gave it back to me and said it was a fake. I explained I'd just got it from the BS across the street two minutes ago. She said they were obliged to keep it for the…
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Basic Bank Account for someone with No Fixed Abode?
Hi everyone, Do any banks provide Basic bank accounts for people with no address? She can show a passport but has no address of her own and therefore no proof of address (keeps moving between friends' houses). Any way of getting a BBA and, ideally, an Electron card? What questions do they ask anyway when opening a BBA?…
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cheque and no bank account
My son, because of previous debt problems doesn't currently have a working bank account. He is about to receive a refund of NI payments in the form of a cheque. Is it possible for me to pay this in to my bank account if he signs the back of the cheque ? His surname is the same as mine but his initial is different. Any help…
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A UK bank account in Euros. Possible?
Firstly, may I thank everyone in advance who replies to my post, and for taking the time to read it. At the grand old age of 42 I have inherited a 50% share in my only relative's house in France who died 18 months ago. I have never been able to afford to own a property so this has come as a lifeline, for which I am hugely…
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smilemore/co-op privilege warning!
Not sure if anyone else has had this problem - as an existing smile customer, I applied for the smilemore account to get the insurance freebies featured on the MSE news section (usually £13 a year but free for a year.) After about 5 days of to-ing and fro-ing through their secure message service - something they used to be…
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Old passbooks found
I've just found three old passbooks with cash in the balance. One is for Woolwich Building Society Share Account It is in my married name and as trustee for my child - now 23 years. and the others are Abbey National Instant Saver in my married name and one in married name for my other child - now 21 years. 1. So am I…
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Banks - current accounts
Hi there, Are there any banks out there just now offering cash for switching? Thanks
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NatWest - need to vent
My OH took a cheque to our local branch on Monday. There was a long queue (as usual) and so he put the cheque into the "hole in the wall" in the quick deposit envelope. Today still nothing is showing on our account - not even showing that they registered the cheque. He called them and the woman on the phone fobbed him off…
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Personal Money Management
Hi Everyone, not sure if this is the right section to ask such a question. If necessary can a Mod move it to the right one, please. I am looking for a free solution to managing my finances. I am really after something fairly simple, but would realy realy like to have the following tools: - cashflow/account balances…
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Put £360 into Santander and only £300 went in
Can anyone please advise before I go to the bank about this. I put £360 into a friends account - I gave the bank the account number, they asked me to give them the name of the holder which I did and was correct. They then said the money was now in their account. My friend says the money isn't in his account and I also…
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HELP - HSBC Bank Account Closure
I received a letter today from HSBC advising that they are giving me 30 days notice that they are closing my current account! A current account I have had since 2000 ! I use the account every month not as much as I used to but it is in constant use. I am after advice Can I appeal this? I have read that banks are supposed…
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Considering the switch to Santander but am very wary. Advice please?
I'm probably REALLY late, but i've only just noticed Santander's offer: switch to use & we'll give you £100 & then a GUARANTEED 5% AER (not sure what this equates to 'net') for 12 months so long as you pay in 1k per month & have a balance of 2.5k. Sounds great to me. But firstly, i've been advised to stay away from…
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Default on Bank Account Loan - Help!
Hello - I am in the process of applying for a mortgage, but something was flagged up on an initial mortgage check. I downloaded my credit report from and there is a default payment on a loan which was taken out with the Natwest. This happened in 2004 - I was over my overdraft limit and could not work as I was recovering…
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Santander problem!!!
Hello, im interested to see if anybody has had any similar problems with santander.. basically i used to have a bank account with alliance and leicester this was closed in june 2008 as i declared myself bankrupt.. i recieved a letter from a&l confirming this... In august this year a santander account appeared on my credit…
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First Direct - Bank Minimum £ per month
I am considering opening a First Direct account to get the £100 and I have read reviews that they are great for customer service. On this site it states that £1500 needs to be credited each month (which is equal to £23,300 per annum). I have a salary greater than this but after tax, National insurance, pension, student…
