Basic Bank Account for someone with No Fixed Abode?

reallydismayed

Hi everyone,

Do any banks provide Basic bank accounts for people with no address?
She can show a passport but has no address of her own and therefore no proof of address (keeps moving between friends' houses).

Any way of getting a BBA and, ideally, an Electron card?

What questions do they ask anyway when opening a BBA?

Thanks in advance.

zppp

I'm afraid you have to supply an address when opening a bank account for KYC (know your customer) purposes.
The is reaffirmed here.

Proof of identity

The law says banks and building societies have to identify new customers. This is to help stop criminal activities like money laundering. Firms will explain which documents they will accept as proof of your identity, although this may vary from one bank or building society to another. Some firms will check databases such as the electoral roll and those kept by credit agencies. But most will ask you for documents. They may ask you for a government-issued document:

• with a photograph – such as a valid passport; or
• without a photograph – such as a valid old-style driving licence – plus another document from an approved source.

If you don't have these documents, they may accept other documents such as:

• a letter from a government department or local authority confirming a right to State benefits;
• suitable confirmation of identity from a young person's workplace or educational institution; or
• a letter confirming a person's identity from a care-home manager or warden of sheltered accommodation or a refuge.

Further options may be available if you are an international student, migrant worker, refugee, asylum seeker, prisoner or on probation.