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Where has the £1,000 Stopped Chq thread gone?
The one where the builder cashed a chq that the OP said had been stopped at the bank. Its' vanished. Has my computer broke?
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Bank account closed because of fraudulent money paid in
Hi My friend had an account with HSBC and they recently 'closed' it because someone had been paying money into it fraudulently. This had happened once before, last year, they called her in and she had to sign to have the money sent back out. But about a month ago this happened again, money was paid in and the sender…
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Co-Op's branch & online Privilege Premier account
I have a query regarding the terms and conditions of this account noted in the MSE weekly newsletter. It states you have to switch and there has to be a direct debit to switch as part of the terms. Is it possible to set up a direct debit from an account (not co-op / smile) that pays say £10 from one of your accounts to…
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Santander - was with a&l - lost some of my account features when changeover happened
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Swiss current account but no Swiss address
Is this possible? I only live in Switzerland 5 months of the year so can't provide a full time address. Just looking for a cost effective way to make regular payments in Switzerland (shops restaurants etc), without having to use a UK credit or debit card. :)
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HSBC poor customer service
Hi Just wanted to share my recent bad experience with HSBC and wanted to know if anyone else has had the same. I have applied for a mortgage with them and also opened a current account. To be fair, both of these were done swiftly and I the face-to-face service was excellent. However:- 1. They sent all my mortgage and new…
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Should I be worried about this?
Hi all, I've just checked my credit report with Experian for the second time and I've noticed they've now added addresses to my file and that strangest thing is I've never lived at any of them. I noticed something peculiar in my file yesterday that was wrong, apparently I made two late payments to an account that's now…
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Bank have lost my ID documents - now refusing to lend
Hi, Just after some thoughts really. I've been with Barclays since 2002, well the Woolwich originally and then when Barclays took them over a few years later I've been with them since. All fine and managed my account perfectly really. I went in to see them in July just cos I wanted to see how things were going and they…
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budgetbrain.com login am i being thick or...
I did a budget a coouple of nights ago on budgetbrain.com following the link from this site and saved it, i even had an email confirming i'd saved it and telling me i could go back to budgetbrain.com/home and use my email address and password to log back in which i've just tried doing but for the life of me i can't find…
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Monthly Budget/Table of Spends
Hi all, To help me budget better (and shift some smallish debts I have on credit cards) - I started logging everything I spend a few months back. The biggest surprise in my results is that my car (when you include repairs, fuel, tax, AA etc.) costs me about 22% of my income every month! I wasn't surprised by the 50% my…
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Halifax Account £5 for £1,000 deposit
If I were to open a halifax account, I would need to put in £1,000 a month to recieve the £5-a-month bonus. Does that money have to stay in the account or can you transfer the same £1,000 out of the account and into another one and then transfer the money back in and still receive the £5-a-month?
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A&L and Santander - the positive side
Hi all I've seen a lot of negative comments and really bad experiences in these forums concerning the massive problems with the change from A&L to Santander. These problems must be truly awful - and I would hate to be in some of the positions that I have read about on these forums. The claimed rudeness and real, massive…
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Any Negative Reasons to Have an Un-used Open Bank Account?
Hi, I was wondering if there was any issues to having an unattended bank account (not main account) which has no money in it (barely), and is never used? This was my original account some years ago, and I haven't used it since. Would there be a better use for it? Something which would benefit me? The account was with…
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Are Santander blocking my Account to stop move?
I'm trying to move to FD and my A&L Internet Banking has been blocked (again), has anyone else successfully moved accounts whilst in this position? FD account is set up and just sent off DD and SO change form. I can manage it financially, money in A&L account will cover bills for next couple of months and I moved enough…
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Lloyds Vantage account
I opened the 3 lloyds vantage accounts last month,the advisor setup the standing order for me last month and said that to leave it for a few days before the £1000 leaves for the second account because if I set them all up on the same day to bounce to the next account the system will not register the £1000 therefore not…
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Please give me info on my situation! Help!
Hi there, I am in need of some help and advice. I am 22 and now have a steady job, but at university i was stupid with money and ran up some big debts and i feel i cant cope, and want to know the implications of my foolish behaviour ! basically, i have 11 accounts on my credit report, some are good, some are not.. I have 6…
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Opining HSBC business account £50 referal for you
Hi I am opening a HSBC Business account in the next week. If you already have a HSBC business account and refer me you are able to earn £50. Tried posting with the links but I'm not allowed. Details are on the HSBC website, click business, click starting a business, it's on the bottom right. If you would like this please…
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Natwest bank account help
Hi Everyone, I hope someone could help me? Applied for a natwest current account few days ago and had all my paper work through, got appointment with the bank for my ID and everything. I had a letter today saying that they regret they cannot offer me a bank account due to running a credit report on me which is fine. Can I…
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Paying in Cheques at Halifax ATMs
Can anyone advise on this please? I put 2 cheques into the Halifax today. I used the ATM - the standard one where it gives you an envelope and you feed that in as this particular branch didn't have one of the machines where you just feed cheques in. The machine had no paper and stated that it wasn't issuing receipts. I…
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Santander's new withdrawal procedure
Hi folks, a bit of a newby here, so please be patient! I am furious after what I have just experienced at first hand, of Santander's new banking procedure. This is what happened today. As I had approximately £16 left in my account today, I went into our local branch of Santander hoping to withdraw £15 over the counter, as…
