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Bankers draft
Hi - not sure if this is the right place for this, but I have a question re the above. It's a long story, but basically, we're selling our motorhome, and we have some people coming to view soon. They seem very keen, and as they are coming from quite a distance, if the 'van suits them, they are keen to complet on the day.…
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holding account / basic account?
Hi all, I am one of two trustees for a child who is about to inherit what i consider a large amount of money. £50,000 + this is part of a larger pot which is in one account. we are led to believe we need to open an account for the childs share to go into before dividing it up for investing. Does anyone have any advice as…
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Bounced cheque help
Got a situation on my hands which is irritating. I wrote a cheque for my local chinese takeaway on my anniversary. They delivered entirely the incorrect food and drinks with the order which I didn't get to check as it was all packaged before the buy left (5 items incorrect!!!). I called them up and they put the phone down…
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LloydsTSB banking slow / not responding
Anyone else finding the site timing out / extremely slow. Been like this for the last few days(did try another laptop)?
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Lloyds Action Now - is it genuine?
I have today received a letter from Lloyds Action Now asking me to sign up for a joint action against the directors and HM Treasury for compensation for being misled about the takeover of HBOS. The cost of joining is a basic fee of £293.75 plus 3 pence per share held, so that anyone with 5,000 shares would pay a total of…
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Alliance & Leicester Q
Is it allowed to withdraw £1200 cash over the counter at A&L. Cheers
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huge HSBC charge!
help! i`ve been contacted by HSBC saying they are goign to charge me £50 , made up of £25 `informal overdraft arrangement fee` and a £25 `returns fee` , for bouncing a £10 direct debit i cant believe after all the stories both here and on the new s, that they can even think about doing this 0 its worse than before. is…
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Fraudsters emptied my bank accounts!
Yesterday the Alliance and Leicester called me to say that there had been suspicious activity on my account. I didn't believe them so quickly checked online, found it to be true then phoned them back. The fraudsters emptied my savings (leaving £1!) transferred it to my current account, then emptied the lot! The A & L are…
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EUSTD and retention/withheld tax
My bank on the Isle of Man told me over the phone that the retention tax (20%) was paid to the UK (HMRC). But in researching this, I see some sources that say 75% goes to my country of residence (UK) and 25% is kept by the collector (Isle of Man bank in this case). Is that correct? If so, it would appear that 25% goes into…
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Does using your agreed overdraft effect your credit rating
I have around £800 in my current account, and I deposited a cheque for £4,000 on Friday which will take a few days to clear. I have a credit card bill of £1,400 which I have to pay today. I see my options as a) pay the full credit card amount and pay the £1 a day agreed overdraft charge, but potentially sully my credit…
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Nationwide Flex Account - Close Down?
Have one of these and top it up about once or twice a year for taking cash out whilst abroad. However as they are jacking up the fees from the start of November may as well stay with my main current account as although will pay a few more quid its probably better than all the hassle of tranferring cash just before each…
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Tax return and Halifax Reward
My mother used to have a current account that gave interest and then part way through the 09/10 tax year I had it changed to a reward account so until October 09 she has interest and after rewards (though I think I have forgotten to put in the £1000 a few times so not every month) Now in order to fill her tax return I…
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How do I retrieve a saved budget?
Hi. I spent ages doing a budget a couple of weeks ago and saved it. I'm now trying to retrieve that budget but can't find any links to do so :( Can anybody help???
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Bank Account For Poor Credit Rating
Hi I am starting a new job and they need to pay my wages into a current bank account. I have in the last 12 months had debt problems (ongoing) and am unable to get a normal high street account - can anybody suggest where I can go?????
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A bank account with debit card pending transactions online?
As the title says! One of the great things about the capital one credit card is the website instantly shows any activity as a pending transaction with the retailer name and the time. I'd love the same thing for a normal bank account with a debit card. My halifax account instantly shows a reduction in available balance when…
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Old Alliance & Leicester Current Account Debt Big Problem Now !
I had a Current account debt with A&L which I had been repaying for many years on time and with an arrangement with their collection agency, now with the merger it has been transferred to Santander and I received a letter from them to tell me NO arrangement is in place and I should contact them to arrange one or repay the…
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Cheque incorrectly in maiden name
I have just been sent a cheque from a business in my maiden name. I have been married for 15 years but still use my maiden name as my hotmail email address which is where they must have taken it from as my correspondence with them has been by email. Does anyone know if I go to the bank with my marriage certificate and…
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First Direct Internet Banking Down
Great bank I heard, not.... Oops... Even machines need a little TLC now and again. Unfortunately this service is unavailable at the moment. Please try again later. How much later? Been trying for ages.....
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Withdraw Limit
I have £300 withdraw limit on my atm card, I will be withdrawing £300 at what time can i withdraw i.e 00:00 would i be able to get more out.
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Abolition of cheques - Payments Council is a QUANGO
As the Payments Council is a QUANGO does anybody know whether they're going to be abolished? They're the body with responsibility for deciding whether the abolition of cheques in 2018 will go ahead or not. In response to their recent consultation exercise, I've just received a letter saying that no decision will be made…
