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RBS Interest Paying Current Account
I have a RBS Interest Paying Current Account with a free £100 overdraft that after my income goes in and all the direct debits come out usually has a balance of between -£99 and £0 each month. I normally get 1p or 2p interest each month but this month when I received my statement there was no interest credited to my…
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What basic bank accounts work with Paypal?
I want to open a bank account to work with a second Paypal account. I already have a Personnel Paypal account set up with my current account. I have just opened a Premier Paypal account and tried to link it to my Yorkshire Building Society Cash Transactor account but although it it a 'basic' account that allows direct…
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Budgeting software and sites
I find it difficult to budget and keep track of my spending and in the past that was okay as whilst I was not disciplined on the small stuff, I could stop spending when I ran out and therefore stay within my income. With the arrival of my daughter and the cut in hours that my wife works, this strategy doesn't work as well…
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Huge Lloyds bank charge
My son accidentally went 34 pence overdrawn on his bank account for 2 days. (A slightly larger mobile bill than he expected). lloyds bank charge £27 :rotfl::rotfl::rotfl: After a few phone calls they refunded him, but lost 6 customers as we are all moving elsewhere. The final straw in a series of bad customer service by…
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getting a business account after a trust deed
Hi guys, I am not long out of a trust deed. And need a business bank account. I have started a ltd company under my name. But having trouble getting a business bank account. Anyone else managed to do this? Cheers Martin
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Switching to Santander?
Hello, Just a few quick questions and I apologise if this has been asked before (I can't seem to find the answer anywhere though) but has anyone successfully switched to Santander by applying for the £100 free bank account online? If so, were you happy to send your proof of identity through the post and did your…
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Help. CRF shows Co-Op overdraft in arrears
Hi, Back in 2005 Co-Op withdrew my £1500 overdraft facility when I went a little silly with my cheque book. I have been paying an arrangement on time each month since 2006, but the CRF shows the following; CO-OPERATIVE BANK ENTRY NUMBER: C4 Name: M Address: 2*********************FR Date of birth: xx/xx/xxxx Company…
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Natwest online banking question
I've recently started using a near dormant Natwest Current account account and see you can use one of the following with their card reader: Are Natwest customers issued with both? I've just registered for online banking (asking for a card reader) and have been sent a 'online banking card' for it - though I am sure I used…
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Unpaid cheque
My OH is self employed, today we had a customers cheque returned unpaid from our bank. This has never happened before and just wondered if anyone could tell me if there is a protocol to follow, regarding contacting the customer?
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Why can't I get a full Current Account with RBS?
Hi all, I've been meaning to ask this for a while actually but I've just never got round to it due to other things. I've had an RBS/Natwest Basic Account for many, many years now and in that time I've always wondered why I've never had the option of upgrading to a full Current Account or even the option of having an…
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Lloyds TSB question - ref: Silver Account
Guys, Just a question... I know LTSB had a big problem with me having anything other than a Classic or Silver account due to my CPD99 marker on my account (Anything Gold or higher has a overdraft etc), but for the last few months (since April to be accurate), they've removed the ability to even have the Silver account! I…
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Credit Report question
Hi I wonder how i can link my previous address to my credit report. It appears that some data is missing from my credit report and i know i used 2 different names for my previous property and i wonder whether this could have something to do with it? Thank you
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RBS customer account history
hi all i am a customer of RBS and have good history with them have never had any charges or worries. I am wondering that when Santander take over will i lose the history i have with them?? Also i had an account with Abbey which i defaulted on (now paid off) and do you think they will shut my account because of this??
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Lloyds tsb Vantage
Good evening I opened a Lloyds tsb account on the phone today and was accepted etc. I have opted to have the silver account due to the extra's like phone insurance aa cover etc. Im possibly thinking of upgrading to the vantage. If i had my salary go in to my lloyds account which would be about £1350 per month would i earn…
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Cheques clearing?
Hi, I have sent a cheque to someone, and it is for £30. I currently have £20.92 AVAILABLE, but my balance is 33.91 because there is a payment pending into my account for £12.99 - will the cheque come out ok or will it bounce? Thanks!
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MSE News: Government moves towards bank charges pledge
This is the discussion thread for the following MSE News Story: "It has launched a consultation on steps to be taken to ensure consumers get a better deal when they borrow money ..." Read the full story: Government moves towards bank charges pledge
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Bank of Ireland current account / Post Office savings account
I want a current account where I can pay in cheques at the Post Office, with an associated savings account that pays a decent rate. It also wants to be at a bank where I don't already have an account (I have quite a collection). One option is a Post Office savings account, which is run by Bank of Ireland. BoI themselves do…
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Bank Charges on Bank Charges
Hi all, Just looking for a link, preferably to the FSA or similar website, that demonstrates that banks cannot charge you when its a previous charge of theirs that has caused you to go overdrawn once again Thanks in advance!
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declined overdraft advice!
Sorry if there is already a thread on this but I have been declined a £150 OD (to act as a safetynet so I'm not charged for unpaid direct debits). My bank took it to the underwriters & it's still been declined. I can't understand why & they are giving no reasons. I have had an account with same bank 20 + years-salary paid…
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New Debit Card from Barclays
I have just received my new debit card from Barclays. They are saying it is fitted with the new "contact" chip. This enables me to just swipe it over a machine if my transactions are under £15, no pin code needs entering or anything. It's hurting my head as how on earth does this stop the ever increasing theft and fraud!!!!
