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cheque and no bank account

My son, because of previous debt problems doesn't currently have a working bank account. He is about to receive a refund of NI payments in the form of a cheque. Is it possible for me to pay this in to my bank account if he signs the back of the cheque ? His surname is the same as mine but his initial is different.

Any help appreciated.

:beer:

Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    If the cheque is crossed then no. He should open a basic bank account and lodge it there
  • richard9991
    richard9991 Posts: 1,618 Forumite
    bristol406 wrote: »
    My son, because of previous debt problems doesn't currently have a working bank account. He is about to receive a refund of NI payments in the form of a cheque. Is it possible for me to pay this in to my bank account if he signs the back of the cheque ? His surname is the same as mine but his initial is different.

    Any help appreciated.

    :beer:
    If the cheque has ac payee only on it no it has to go into the account whose name is on the cheque .
  • terryw
    terryw Posts: 4,396 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    The High street cash-cashing places will cash it for a fee, but they require all sorts of ID etc. Far easier to open a basic bank account which will be useful for the future anyway.
    "If you can bear to hear the truth you've spoken
    Twisted by knaves to make a trap for fools"
    Extract from "If" by Rudyard Kipling
  • I don't know, but I would assume that an alternative to a cheque made payable to your son could also be arranged directly with HMRC if he doesn't fancy any of the above options.
  • Thanks for the replies guys. That's very helpful.
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