cheque and no bank account

bristol406

My son, because of previous debt problems doesn't currently have a working bank account. He is about to receive a refund of NI payments in the form of a cheque. Is it possible for me to pay this in to my bank account if he signs the back of the cheque ? His surname is the same as mine but his initial is different.

Any help appreciated.

:beer:

cifpower

If the cheque is crossed then no. He should open a basic bank account and lodge it there

richard9991

bristol406 wrote: »

My son, because of previous debt problems doesn't currently have a working bank account. He is about to receive a refund of NI payments in the form of a cheque. Is it possible for me to pay this in to my bank account if he signs the back of the cheque ? His surname is the same as mine but his initial is different.

Any help appreciated.

:beer:

If the cheque has ac payee only on it no it has to go into the account whose name is on the cheque .

terryw

The High street cash-cashing places will cash it for a fee, but they require all sorts of ID etc. Far easier to open a basic bank account which will be useful for the future anyway.

premierfella

I don't know, but I would assume that an alternative to a cheque made payable to your son could also be arranged directly with HMRC if he doesn't fancy any of the above options.

bristol406

Thanks for the replies guys. That's very helpful.