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Nationwide bunch of *****
You may have seen a previous rant I had when Nationwide 'lost' my account name change forms, then transferred to a single user account, but then they forgot to notify the DD people of the change in account in time Any how, I incurred approx £132 in interest charges on my mortgage account - it would have been more if I…
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2 Errors in my Favour, Crediting my Credit Cards!
Hi Everyone, Id really appreciate some help here! Id love to think I have a guardian angel, but more likely, the scarcely unbelieveable has happened... I have 2 credit cards, with different companies, and in the space of a week, both have been credited by payments I never made. What are the chances???!!!!!! 1. HSBC Credit…
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First Direct giveaway
I'm baffled by the First Direct offer as described by Martin and on their own website. Sign up for the account - get £100. Not happy with it six months later - close the account and get another £100. So they'll pay you to lose your business?! That's insane!
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Travel money for a 12 year old?
Hi, my 12 year old son is going skiing with his school in a few weeks and needs to take spending money. What is the best way for him to take it? I was told there is a bank account whick allows him to have a debit card which doesn't charge for overseas withdrawels and also allows me to set a limit of how much he can access…
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Bank account loves and hates...
Hi folks, Couldn't find a similar thread about this so thought it might be helpful to start one... I have recently left one bank (Nationwide) to go to another bank and one of the reasons I left was because I hate the stupid little card readers that I need to use every time I need to make a transfer etc. So I left for co-op…
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Agreed overdraft
I made a mistake yesterday and use the wrong debit card and went overdraft by £400 with Nationwide. I only noticed when I was checking my joint account and found no money has been taken out and decided to check my other flex account in my name only.The interest rate is 18.90%, does anybody beside paying the interest rate…
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"Basic" bank account - can they ever be upgraded? - Update 29/10 - Closing account!!
I had a full account with A&L but as now owned by Santander decided to change banks as there was a risk of them doing that offsetting thing and clearing out my account as I am on a debt management plan through CCCS and Santander are one of my creditors...anyhow so I applied for an account with Lloyds TSB but they'd only…
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Best currency rates
Hi I am due to receive around 60,000 euros via a bank draft/cheque and am wondering how to get the best currency exchange rate. I bank with Santander, but would be willing to open another account with another bank if they offer a good rate of exchange. I've seen brokers advertise much better rates than banks, but they…
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Halifax £50 reward for paying in salary
This might be a bit of a silly question, but I figure someone with more account switching experience might be able to help. OH & I have just opened a joint account with Halifax for paying bills etc. When we did it, they offered us an additional £50 reward for switching one of our salary payments. However, we both want to…
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Current Account
I am nearly 30 and i still have a card cash account for school kids because of my bad credit rating in the past, Halifax refused me and i didn't want to go anywhere else i have been with them for years. But is there anywhere that will give me a current account so i can feel normal :(
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Passbook account, direct debits?
Hello, ive got a basic passbook account with the Halifax and was wondering is it possible to get your wages paid into this account and can you pay direct debits ( mortgage etc) paid out of a passbook account, Ive obviously got a sort code and account number so am wondering if its possible, im after a basic account and have…
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Santander ( A&L) Poor Customer Service
I have held an Alliance & Leicester Current account for over 20 years, good credit rating & only once have I gone overdrawn, not my fault, my wages were paid in late. I wanted a small loan for a car purchase. Alliance & Leicester online quoted 8.9%, but when I spoke to an advisor in the branch I was told A&L were slow to…
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Problem with online bank payment
Hi I paid my cc through my online bank account a couple of weeks ago, and thought everything had gone through ok. Then at the weekend i was checking my statement and i noticed the payment had come out and then gone straight back into my account. There was enough money in as i had just been paid. Luckily when i noticed this…
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Transfer Sainsburys Online Saver -> Easy Saver - Anybody been through the process?
Hi, Ive have some money in a Sansburys Online Saver which I opened early November 2009. I realise this is quite soon going to transfer into another account paying virtually no interest. Ive been looking at their Easy Saver and it seems to fit the bill (2.6% - 5 withdrawals) and also because I presume it will be easier to…
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My bank account?
Hi guys, I am currently looking at changing my bank account. I currently do not earn enough to pay in £1,000 a month so those accounts are out of the equation. After savings and pension go out of my salary, I come out with over £800 straight to my account. But i'm looking around and a bit unsure of what my options are on…
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HSBC Account Application
I am trying to open an account at HSBC. I have seen that I can do this online. I like to open online then there is no problems if things go wrong. Does anyone know if I can choose which branch I want the account opened at when opening online? Also what forms do they require when opening? Thanks
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want to close my bank account
i opened a bank account with alliance and leicester after seeing a tip on here to get the free £100 , this was about a year ago . i never got the £100 as i missed the date to pay the minimum £500.00 in within the month . i have had nothing but greif with it to be honest , charges on top of charges on top of charges…
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Lloyds TSB debit card - classic account
Have just been accepted for a lloyds TSB classic account does anyone know if the visa debit card will be a full type or do some of the classic account cards still come with online cards depending on your status clairmkelly
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Un-used bank account still charging interest
Would appreciate some advice please. :(
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Paying Money Into Santander
I am tying to pay money into my santander account from another bank, but apprently it's a bit weird. I needed to use some generic sort code and account number, then in the reference field I put my account number and sort code. Does anybody know the format of the reference number. For example is it account core then sort…
