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Basic Bank Account with a Debit Card
Hi all, I went in to my local Santander earlier in the summer to open a new account as I was unhappy with Barclays. I, unfortunately do now have bad credit, including a couple of CCJs and requested a basic bank account with Santander. I was accepted and all the paperwork came through, including a shiny new Visa Debit Card…
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Impressed with the Halifax (and Egg) for once.
Since these forums usually tend to be used to moan a bit about unfair charges and getting screwed over by banks, I think it's nice to have a change. On Wednesday at 7PM I called up the Halifax to report all my cards lost or stolen, one debit card and two credit cards. I only had to make the one report even though the…
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Poor Credit - Bank & Savings Accounts
Hi My new BF is not happy with his current bank account with the Haifax. He would like to change, however his credit rating is not the best due to things that happened a few years ago, however gets approx £1600 wages paid in a month, and has money left at the end of the month. Can anyone recommend a bank/account he could…
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USA Business Bank Account for UK Company ?
I work for a successful UK company, working in the financial sector. Although most of our business takes place in the UK and EU, we are approached by and deal with customers around the world. Many would like to trade in US Dollars (USD), as it is the global currency. Our company banks with HSBC in the UK, and every USD…
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BarclayCard taken money from account...!
Hi All, Im new to this forum so any help you can provide would be great. I checked my bank balance yesterday and noticed a payment of £382.92 had been debited from my account. I contacted Barclays and they said it had been paid to Barclaycard. I have questioned this as I do not have a Barclaycard and never have done.…
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Hsbc to First Direct
Hi everyone I've recently switched to First Direct from HSBC. I have a balance of over £1000 on my HSBC mastercard. I want to close the HSBC current account but I'm worried that HSBC will ask me to pay off the mastercard in full immediately if I close my current account with them. I've only got about £15 left in the HSBC…
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Nationwide Customers A Couple Of Questions
Hello OK I applied for a Nationwide account a few days ago, this morning I received a letter from them telling me they can open me a Flex account with a cash card.............................. I applied a few months ago and at the time they said they could only open me a basic cash card account so I did not take them up on…
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Looking for a new bank account
Hi, I wonder if anyone can help me?, I have a Bank Account with the Norwich and Peterborough Building Society which my child benefit and tax credits get paid into - this totals around £120 a month. This money is mainly used for my daughters activities - dancing, flute, brownies etc, and some days out in the holidays. I…
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Co-op Bank
Not often you see this but I am going to heap praise onto this organisation. I am a relative new customer with these guys being only 1 year and a half. I have a mortgage, current account and now a personal loan with the co-op. so far EVERY dealing with them has been a pleasure, they have UK call centers where a person…
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Question about Natwest First Reserve & BACS Transfer
Hi everyone, I think I made a massive mistake but not sure. I am expecting a BACS transfer into my First Reserve account. I was told it was sent on Tuesday and should have cleared by now (this is what the sender told me). I have a step account but decided to have the money sent into my First Reserve account. It's now…
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The Best Current Account - VOTE NOW
I know there are endless threads out there about current accounts and which are the best. I wanted to start this one for people to just give the name of the bank and one line ONLY about why it's the best and leave it at that. NO DEBATE to follow it, just statements from everyone. Let's get a true picture.
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Abbey/Santander
I would like to warn everyone of a potential trap that I fell in to with Abbey and now am scared will happen too with Santander. I used to bank with Abbey National but left in June '08 because I was sick and tired of their procedures regarding visa purchases. On many occasions I would check my balance online in the morning…
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Cheques
Okay,this is going to seem obvious to most but i've never used a cheque before, i know how to write one but i've no idea what infomation is needed on the back of a cheque, if any? I'm paying for some goods and mailing a cheque through the post and wasnt sure if i need the guarantee card number on the reverse or my address…
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Debit Card Fraud- will I get a refund LTSB
I had my whole purse stolen two weeks ago sometime between the hours of 1am and 10am the next morning. I reported the theft as soon as I realised at 10am the next morning. It has now materialised that between 1.30am and 1.45am, 5 separate transactions totalling £1000 were made in the same dodgy off licence in London. A…
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Budgeting spreadsheet
Hi, Does anyone have a spreadsheet template that I can use to enter the regular income & outgoings that I have, but also to input my daily/weekly expenditure as I spend it so that I can keep track of how much money I should have at any given time? I can then balance this against my bank statements too. Thanks Mandie
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Warning - HSBC customers
Just a warning that I was emailed by my hospital workplace that a cash machine 'skimmer' device (google it to find out, essentially it steals your information as you input your card) was found at my local cash machine, where I used it that same weekend it was found. I finally got ahold of someone from the branch - I asked…
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Closing A&L current account
Hello, Apologise if this is already discussed but I couldn't find anything after some 30 minutes of search. I opened A & L current account in May this year. I got £100 bonus and £45 from Topcashback. I have to pay in £500 every month or else £5 underfunding fee. I remember somewhere in the terms and conditions there was…
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Halifax change of address nightmare
I'd like some advice please my daughter has had an halifax account for years and needs to change her address but the bank won't do it .This has been going on for 12 months now. She had her passport stolen and the bank are insisting they need it to change her address . She took the letter from the police stating it had been…
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Getting copies of previous statements from banks
Hi, I just realised my bank only gives up to 9 months of previous statements, and older ones are £5 each. Under the data protection act I'm entitled to the information held about me by a company by applying for £10. I'm thinking of giving that a try to see if I can get all of my old copy statements. :) Any other tricks or…
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tax Q
Blonde moment:D A after tax deducted at 20% is £84.62. what is A? formula for excel please.
