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The Best Current Account - VOTE NOW

stella2009
stella2009 Posts: 278 Forumite
in Budgeting & bank accounts
I know there are endless threads out there about current accounts and which are the best.

I wanted to start this one for people to just give the name of the bank and one line ONLY about why it's the best and leave it at that.

NO DEBATE to follow it, just statements from everyone.

Let's get a true picture.
«1

Comments

  • blueberrypie
    blueberrypie Posts: 2,400 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    stella2009 wrote: »
    I wanted to start this one for people to just give the name of the bank and one line ONLY about why it's the best and leave it at that.

    No such animal as "best bank" or "best account" - different people need/want different things. Without knowing what those wants and needs are, any recommendation or statement is meaningless.
  • knightfox
    knightfox Posts: 355 Forumite
    Part of the Furniture 100 Posts
    Natwest Advantage Private

    Cater Allen Private Bank Account
  • savagej
    savagej Posts: 1,158 Forumite
    Co-op Current Account Plus
  • premierfella
    premierfella Posts: 901 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    If I had to run just one...
    Lloyds Classic Account with Vantage
    given the interest rate paid, Faster Payments enabled, branch network and internet banking.
  • Milarky
    Milarky Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    premierfella wrote: »
    If I had to run just one...
    Lloyds Classic Account with Vantage
    given the interest rate paid, Faster Payments enabled, branch network and internet banking.
    Seconded. Unlike First Direct (which has a deservedly excellent reputation for customer service but a poor website these days) Lloyds is easy to use and highly functional. So Lloyds wins 'by a head'.
    .....under construction.... COVID is a [discontinued] scam
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Milarky wrote: »
    Seconded. Unlike First Direct (which has a deservedly excellent reputation for customer service but a poor website these days) Lloyds is easy to use and highly functional. So Lloyds wins 'by a head'.
    A horse's head? Scary!
  • knightfox
    knightfox Posts: 355 Forumite
    Part of the Furniture 100 Posts
    opinions4u wrote: »
    A horse's head? Scary!

    Yes put a bet on it.
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    RBS Private or RBS One

    I suppose that's two, but both with one bank!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • michael1983l
    michael1983l Posts: 1,916 Forumite
    savagej wrote: »
    Co-op Current Account Plus


    Exactly what this guy or gal has said.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    I would say Lloyds TSB Vantage for those that stay in credit with a healthy balance; First Direct for those that NET #1,500 a month +, and HSBC for all others.

    Reasons?

    LTSB: Credit interest rate very competitive for medium - high balances
    First Direct: Second to none customer services with competitive savings and mortgage rates
    HSBC: Competitive savings and mortgage rates, reliable bank history - they didn't need to borrow a penny throughout the recession
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
This discussion has been closed.
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