Cheques

zerocool237

Okay,this is going to seem obvious to most but i've never used a cheque before, i know how to write one but i've no idea what infomation is needed on the back of a cheque, if any?
I'm paying for some goods and mailing a cheque through the post and wasnt sure if i need the guarantee card number on the reverse or my address or dont need to write anything?

:embarasse

samwsmith1

On the pay line write the name of the person/company you are making it out to following by a line in any unused space on that line, then on the next line write the amount in words followed by ONLY and then a line to fill in any unused space on those two lines, then write the amount in figures in the box and finally sign and date the cheque.
Like this:

Obviously the MYNAME is printed etc, HTH - it should make sense when you look at your chequebook.

ERICS_MUM

You don't need to write anything on the back, but you might wish to when sending it through the post. If it's for mail order I will add the order number and any other relevant details, plus my address, so that if the cheque and order form should get separated they can still process the order. If it's payment for a bill or invoice, write those details on the back, for the same reasons.


The cheque guarantee card number is usually needed in shops (those that still accept cheques) and the shop assistant should write the number on, not you (I don't know if it would be valid if you wrote it).

samwsmith1

ERICS_MUM wrote: »

You don't need to write anything on the back, but you might wish to when sending it through the post. If it's for mail order I will add the order number and any other relevant details, plus my address, so that if the cheque and order form should get separated they can still process the order. If it's payment for a bill or invoice, write those details on the back, for the same reasons.


The cheque guarantee card number is usually needed in shops (those that still accept cheques) and the shop assistant should write the number on, not you (I don't know if it would be valid if you wrote it).

Forgot to mention about the back, Erics Mum is correct - you don't have write anything on the back but if I'm sending it through the post it's general practice to write name, address and relevant details (such as order no or invoice no etc).
And always complete the counterfoil for your records - so you know which cheque you issued to who.

coolesticeking

And just of course don't forget to make sure you have the funds to cover the cheque for a period of 6+ months.

ERICS_MUM

coolesticeking wrote: »

And just of course don't forget to make sure you have the funds to cover the cheque for a period of 6+ months.

or until the cheque is cleared, which ever is sooner.


Re the back of the cheque, you might be thinking of endorsements. It used to be possible for the payee on the front of the cheque to sign it over to someone else by writing the details and signing it on the back. This hasn't been possible for years (fraud prevention), all cheques now have the parallel lines and "a/c payee" printed on the front.

zerocool237

Thanks for the replies everyone

jimjames

As a business that accepts cheques through the post I would recommend putting your contact details on the back and any order reference to tie it up to other communications.

You'd be amazed at the number of cheques that appear in an envelope on their own with no other documentation to work out where it is from.

Andy

[Deleted User]

put them on the back just in case