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Closing A&L current account

Hello,

Apologise if this is already discussed but I couldn't find anything after some 30 minutes of search.

I opened A & L current account in May this year. I got £100 bonus and £45 from Topcashback. I have to pay in £500 every month or else £5 underfunding fee.

I remember somewhere in the terms and conditions there was mention of some sort charge if account was closed before 12 months. I cant find anything in the new santander website.

Has anyone closed the A & L current account before 12 months of account opening without any charge? Is it wise to wait for 12 months and then close?

Thanks
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