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Norwich and Peterborough BS current account changes from January 2011
Some interesting changes to their current accounts from January. Of particular note will be the new overdraft usage fees, removal of overseas transaction fees, new low usage/underfunding fees and the Sentinel Gold benefit on the Gold Classic account. [STRIKE]I'm not sure whether the changes are good or bad for existing…
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Online shopping exchange rate?
hi, i want to buy some stuff from abroad. The merchant uses alipay for the checkout. I will be charged in USD now does anyone know what exchange rate my bank will use? I'm using a co-op debit card (normal acc).
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Bank Account Question Fraud?
I was fined last year in court for fraud by misrepresentation due to overclaiming expenses in my old job and was recently turned down for a co op acount as they said it was due to fraud. This is a piece from an article martin has just wrote- "There are two exceptions to this though, the first is some people with history of…
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Cahoot Account Scrambled?
Anyone else logged into their cahoot account today to find that all the payments in/out info has been scrambled? For example, all my DD payments (such as 02) now just read 'Payments Foreign' (they're not foreign). This used to show rather more usefully as 'Payment to O2'. And transfers out to other accounts just show as…
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Direct debit switching
Hi sorry if this has been asked before. I am planning on opening a new current acc with my salary being paid in and want my direct debits to come out of it, however I want to switch my personal dds from a joint acc so don't want all of them switched is it possible to manually switch and still get the benefits (applying for…
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HSBC Internet banking - changes
HSBC have just rolled out an upgrade to their internet banking platform. While I've only used it once and it seems much worse than the old, simple and very usable 'dashboard' that they had previously. While it may (or may not) have some advantages in the long term, i.e. if HSBC add lots of new features/accounts - it seems…
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Bank not responding to letters!
Hi, sorry dont know if this is in the right place - if its not please feel free to move it! Basically to cut a long story short, OH went 67p overdrawn and ended up getting two bank charges for this. He has written to the bank basically pleading to their better nature to refund this charge - as it was a one off and has…
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Alarming - Halifax
To cut a long story short, I spend my life unlocking my Halifax account to be able to use Telephone banking again (be it telephone banking via the automated system or with a human directly). As a result of my account recently becoming locked again I went into a branch to get the issue resolved. Upon showing ID (UK drivers…
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advice please
My son has an excellent credit history and an account with the TSB, for his wages and DDs. He has a loan with them with them but did not take out insurance. He is going to have to go off work sick for quite a while as he needs an op on his feet. What should he do re the bank ? Will they be understanding re cutting payments…
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Business Account - best for international transfers
I'm currently looking to move bank as my current bank, Bank Of Ireland, charges £25 for all transfers I send, even ones completed in the UK. The key things I'm looking for are; - ability to send transfers online to both local and international accounts - transfer fees, both locally and overseas, should be as low as…
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RBS Overdraft
Does anyone know if you apply for an overdraft with the RBS if they do an external credit search which shows on your credit file or do they just look at the way the account has been conducted previously? Thanks in advance!
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Cahoot account transactions messed up?
I wondered if anyone else here was with Cahoot and have logged in this evening? I just wondered if it was my account or all of them but the transactions are all showing as things like: PURCHASE IN BRANCHES -PCAS BILL PAYMENT - FOREIGN They don't show any details of the transaction or anything just the above. I'm guessing…
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fake items
Ive just ordered some ugg boots online, i later searched around google and came across thousands of complaints about this wesbite stating that the products were never recieved or that they were fake when they were recieved. I immediately got in contact with my bank (Halifax) and informed them that i wanted to cancel the…
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Bank error in my favour. What should I do?
I sold my car to a guy and he arranged a BACS payment to me which would have been credited 3 days later. I wouldn't let him collect the car that day as the money was still in transit and so he then cancelled the BACS payment and made a same day transfer of funds to my account and collected the car the same day. A few days…
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late standing order
hello everyone, just a query. a friend of mine had car finance and because of various circumstances was unable to keep up the payment. She arranged with the finance company a payment schedule and everything was fine. She is due to pay off this debt next year and rang them to find out how much was left to pay. She was…
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need help
I use to have an account with the co-operative bank which i closed at the begining of august 2010. On the 27th june 2010 i made a debit card payment over the phone to vodafone to pay my bill this was auth and i assumed everything was paid for. two weeks ago i received a phone call from vodafone saying my bank had issued a…
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Halifax mess up twice, what do i do??
Hi everyone Hope anyone can help me as i am very very concerned of what has happened. Me and my ex opened a joint Halifax account about 4 years ago, We broke up 2 years ago and he signed the account over to me so his name was off, We both went into the Branch and did this. I carried on using the account and when overdrawn…
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MSE News: RBS and Natwest to rejig bank charges
This is the discussion thread for the following MSE News Story: Read the full story: RBS and Natwest to rejig bank charges
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Any value in an old cheque?
I have two cheques which I inherited - one is for $82.49 from Pleasant Valley Wine Company and issued in 1898 and the other for 56 pounds, seven and eight pence from 1935 issued by NatWest...is there anything I can do with these other than stick them in a frame for display purposes?
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Charges on a cancelled Debit card - advice please!
Firstly, I apologise if this is in the wrong place. I pay my Sky bill by debit card. But about 7 months ago I had to cancel my card due to identity fraud, and again had to cancel one in July. However, the payments to Sky have still been made. When I phoned to query this the customer representive stated that every…
