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Help needed - exchange rates
Hope there is someone ( or a few) who can help. I am going off on holiday, and the exchange rate is terrible. Please advise if I am better biting the bullet and getting my currency here. Buying in Canada - or, using my debit card when I am away for everything... If I use my credit/debit card, do I get a better rate? I…
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First Direct
If you want to amend or delete a Payee online, how do you do it??
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Halifax
Hi Everyone, I have around 1k in savings and was thinking about opening a halifax reward account for the fiver each month. I was going to transfew each month the money from the savings account to the halifax current just for the fiver. Is there any reason why i couldnt do this? cheers
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Bank Of Scotland Online Banking
Anyone know whats happend to the interest rates? It used to show what each of your accounts interest rates where below the account number etc but recently they have gone. I know its not that important but it is nice to know what interest rate your getting:o Thanks
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Nationwide Flex Account
Hi Guys, I applied for this account last week as wanted to take advantage of the £75 for switching. I applied for it on Sunday evening, yet have still to receive any documentation. Has anyone else off here applied for this switching service ? Did it go through smoothly enough ? When should I expect to get a first letter ?…
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Cheque Query
Hi, I have a query about paying in a cheque. I'm going to be recieiving one for a fairly substantial amount of money from my late grans estate this week. Now I have the basic Alliance and Leicester account where you can pay things in at the Post Office, so my quetion is; is there a limit to the amount I can pay in at the…
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Direct Debit Problem, anyone else?
Hi Just wondering if anyone else here has had this problem, and whether what my bank has done is actually ok. Basically my rent is due to come out tomorrow (8th - monday), but they actioned the DD on friday night/saturday morning, leaving me with a charge because i went over my overdraft. I can understand if my rent was…
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Escaping from a 6 year Combi bond with NatWest
Can anyone give us advice on how to leave a NatWest Combi Bond before the term is up please? We have tied our money up for 6 years and realised after leaving the Bank this was a mistake. There was no cooling off period. What excuse can we give to save loosing a chunck of money or indeed being able to get our money out at…
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Aaaaarrrrrrrgggghhhhh :-(
I have just purchased an item from ebay - paid for it using direct bank transfer, forgetting I have linked my paypal acct to my new Natwest current plus acct. which currently does not have enough money to cover the payment. I cannot transfer the money from my step account today as it wont go until Monday & then I'm unsure…
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Faster payments - first direct and nationwide
Whats the limits and acceptance times of these two banks....receiving and outgoing to each other? Thanks Guys
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UK Developer of iTune App What is the Best Business Bank
Hello I am releasing an App to be sold on ITune. What is the best UK business bank account, to receive money from Apple in order to minimize fee, for Turnover under 200K, 500K and 1 Million, which has internet banking too. Money will only be coming into the bank account from Apple with the occasion marketing costs going…
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ISA accounts how do you figure out
How do you calculate the net rate interest of an ISA account that has an AER of 5.06% and I'm a basic rate tax payer of 20%
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ISA accounts
How would I calculate the net rate of interest on a ISA account that has an AER of 5.06% and I'm a basic rate tax payer of 20%
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IS it me of is First Direct Internet Banking.......
rubbish! Everytime I try and do something...it just logs out saying cannot do this request at this time...sorry!!!! Please tell me its not always like this....
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Setting up my own business
I am in the process of starting up my own business and was wondering what bank account to use and which bank. I am selling upvc roofline products, so i could be selling 1 part or a thousand parts. What I'm saying is, I'm not sur how fast my cash will be coming in at first although it will definitely be coming in. I won't…
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save and spend spend
Another finanicial year all bills paid four sillings and sixpence interest on my savings earned. To save more i'm going to spend a little this year. I've been looking at my direct debits and there are big savings to had by paying upfront. Insurance (car house etc) gym membership anything. Instead of paying the interest…
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Bank internal rating tips
I'm looking at applying for a couple of credit products with my bank later this year (credit card and loan) so I figure it's a good idea to do what I can to improve my internal score with the bank in preparation? Whilst I can find lots of information about how general credit ratings work, I can't find as much info about…
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How to obtain bank reference letter..
Hello Friends, I am going to buy a lease (business) for which I need a bank reference letter for my land lord. I have current account and saving account with barclays.Today I have been to the bank but business manager told me that you would have to open a business account with bank in order to obtain a reference letter.…
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Hurrah! Cashcard+
The missus is gonna get a visa debit card from nationwide which is in place of the old cashcard, now called cashcard+. Good news for all cardcash account holders with nationwide.
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Bank cashed a cheque I had cancelled!
I recently had my car repaired, and paid by cheque (£630). The following day (Saturday) the fault returned. I phoned the garage but it was closed, so I called the bank and cancelled the cheque. On the Monday I went to the garage and began a dispute with them. I thought I was in a strong position because they hadn't been…
