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Which bank would be the most generous in granting a small overdraft?
Hey guys, i'm in need of a small overdraft of £250 at the moment, and was wondering what my chances would be of being accepted. Im 22, earn around £16,000 a year and have never borrowed credit. I hold one bank account and its always been handled well. Ive never been overdrawn. Im guessing my credit rating would be about…
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santander graaaawwwww
hi i have a santander account and i called them on the phone today to talk about some more of many bank charges they want to charge me it comes from 2 d/d that were setup on my account that were canceled over 6 weeks ago i asked them why they still were taken out of my account i am on a low income and cant keep paying the…
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like gordon brown, can i have a different name on my bank accounts
Random, but i read gordon brown is not his real birth name, yet his cheque that bounced read gordon brown is that possible
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I need a A&L refer please
Hi there, New to these here parts, but am looking for a new current account. The A&L account seems to be pretty good, but to get the £25 each, I need a reference from an existing A&L account holder. If you want to get a free £25 (hopefully, assuming they let me open an account), please send me a message. This is the link,…
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Can't Edit Lloyds D/D reference
I have a current account with Lloyds TSB and have set up a payment to pay someone every 3 months. I have to use a different reference number each time I pay but once the Payment is set up there is no option to amend the reference. :( I have to cancel the Payment and make a new one each time, this seems ridiculous or am I…
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YBS Turning down money?
I have had an offset mortgage account with YBS for the past 7 years and cannot complain about it (1.25%) :) . However I became a sole trader in febuary and I have been using the offset account as my sole trader deposit account (keeping it seperate from my day to day personal spending account. everything has been fine up to…
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need help , Natwest playing hard ball.
Hi , i am in need of your help. I am currently going through a debt relief order, i am dealing with the C.A.B. My c.a.b advisor wrote to all my creditors asking if they will accept the reduced payment of just £1. They all agreed. Natwest agreed also, as i am £2400 overdrawn overdraft. The problem is this. Natwest as soon…
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Help! Best way to pay off 2 overdraughts??
Hi, first off many appologies if i am posting this in completly the wrong place. I was wondering if anyone could help me in deciding the best way to go about paying off 2 overdrafts on old current accounts that i no longer use. Since moving in with my partner, we have been using a joint account that is in great shape (no…
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Barclays website pooched?
Anyone able to get onto Barclays website? Can't get into online banking and even the barclays.co.uk addy doesn't work for me!?
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Using RBS debit card in Ireland.....
Does anyone know if RBS charge in Ireland for taking money out at Ulster Bank cash machines? I have used my RBS debit card in Ireland, but cant seem to find the charge for taking money out whilst abroad.... i took out 20euros at an ulster bank cash machine (part of RBS, same logo) and the sterling value is £18.25...does…
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Watch out - Only 28 days in feb.
Hi All, New here. Though you all might be interested in my friends dilemma recently. My friend and his girlfriend both get paid on the 26th each month, and then their money transfers to a joint account to pay their bills. Normally this is cleared by the 1st/2nd to pay all standing orders, etc. Well last month they ran into…
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Barclays Spelt my middle name wrong!
Called in their branch three weeks ago with my passport and a utility bill in hand to be handed an application pack, guy photocopied my passport and utility bill and stamped it etc.. I filled out the application form in black ink printed capitals and sent it off, fast forward to today my card arrives all ok... I register…
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Bank accounts refused :(
Hello everyone, New to the forums having found a link off Google. I'm a 26 year old who works full time, having graduated in 2006 from uni and worked ever since. I've been with my main bank 9, almost 10 years. What I was looking for was another account where I could put away money, with a bank that wasn't my main bank, as…
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Co-Op membership
Sorry - didn't know where to post this! I shop at the Co-Op quite a lot as it's our 'local' shop and I see signs for Co-Op Membership card - is this a loyalty card where you hand it over with your purchases & collect points (but get profit share instead) or is it a credit card (don't want!). I'm obviously not very bright…
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These fee- charging bank accounts...
_pale_ Anybody out there who has one of these? I can't say I am keen on the idea of opening an account with a monthly fee of £12.95; although the more I sit here and think about it the more confused I have become. Bear with me as this is a long and drawn- out story! I went to RBS (alarm bells!!) to discuss the possibility…
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recommend me a new online bank
Hi, i am currently with smile (smilemore account) and am unhappy about having to use two factor authenticaion as it defeats the flexibility of being able to do what i want from where i want. I pretty much dont go over drawn but dont have loads of money either so rates are not really an issue for me.
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Unfair bank fees cause debt
I am looking for some advice regarding some issues I am having with Alliance and Leicester bank. I am sorry but there is a bit of a story... I opened an A/L Premier Direct current account in Dec 06. This account requires you to credit it with £500 per month or they charge a fee Due to change in circumstance I wrote to them…
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Nationwide bank account/travelling
Hi guys, I could really do with some advice. I tried to open a Nationwide flexaccount (current account) the other day although I was declined. Reading some other posts, it seems as if Nationwide are fairly picky with who they give these accounts to. My credit file will have no black marks as far as I'm aware (I am in the…
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Halifax charges and closing bank account
I got sick of their stupid new charges £1 for everyday you are in your AUTHORISED overdraft £5 for every day you are in your UNAUTHORISED overdraft So I rang and asked to cancel my account with them, they canceled my overdraft over the phone, put my account on a enquiry only service, which I checked online, and sent me the…
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Personal Finance Software (Natwest Compatible)
Hi Is there any Personal Finance Software for windows that will download from Natwest Internet Banking, all the software I can find seems USA only. I don't mind paying if one will definitely work. Cheers
