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Savings Account allowing direct payments
All suggestions greatfully received I want to put my redundancy payment into a savings accounts which: * pays the highest interest * allows me to pay a fixed amount each month into my current account to cover living expenses without any hassle/penalties etc * is safe I am 58 yrs PS I am setting up Cash ISAs for this and…
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Alliance & Leicester query
I have contacted the bank through secure message, but figured I'd probably get a quicker response here. I recently transferred my HSBC to A&L - so far so good, all direct debits (bar 1) have transferred, my wages gone in okay etc, and have received the £100 bonus thingy yesterday. But have just been looking through my…
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Charged for DIRECT DEBIT taken early (even though funds available!)
I have been charged for a returned direct debit. I wouldn't complain if I had genuinely missed the payment, but the evening before it was due I made sure there was enough money available by making a direct transfer online from another account with the same bank. At the time I made the transfer the Direct Debit had not been…
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How long until Purchases are deducted from Bank
If you use your debit card, isnt the value of your purchase removed from your bank account immediately. even if it just changes Balance & available funds. I spent £11,000 on Monday on my Card for a new car. Its now Thursday and that £11k still hasnt been listed or even deducted from my balance. How long can these debits…
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Leaving first direct - what counts as "closing" the account to get the £100?
Does anyone know if when leaving first direct for the £100, what counts as 'closing' the account within 12 months - is it when the switching process to another bank takes place i.e. the new provider gets the list of S/Os and D/Ds from first direct, or is it when the account is officially closed?
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Problem with direct debits when switching to A&L
Hi All, Have recently been sorting my finances and decided to swap to an Alliance and Leicester Premier Direct account as deal seems quite good with £100 cash, free travel insurance etc. A&L were sorting out the transfer of my standing orders and direct debits as part of the deal which they advised on 18th Feb was…
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Bullying Bank
My partner had huge problems with bank charges from HSBC - 23 years as a customer and treated poorly. In the end he had no choice but to open another bank account with a competitor and get his salary paid into it, otherwise we would have ended up in hardship - he did this in January and regained control over his salary. We…
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Piggybanking
Hi I would like to use the 'Piggybanking' technique and just wonder what type of bank account will be best? I already have 2 accounts I am happy with, but need one more account, I plan to put £224 ish in each month, but will be taking money out when needed. what kind of account would be best? an easy access savings account…
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Question - as i've just had a letter from Nationwide re: the £75 offering
I did as advised on here..... set up a standing order ( i actually set up 2) to pay my mother & girlfriend. Applied for my Nationwide FlexAccount to deal with it (this was last week) Saw numerous people asking on here as well as myself - DO YOU NEED TO HAVE YOUR WAGES PAID INTO YOUR FLEXACCOUNT ALSO??? One such example:…
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need a bank account with debit card
i recently tried to upgrade my pay as you go mobile phone and was told this wasnt possilble without a debit or visa card as proof of ID, does anyone know of a bank that will except proof of address only as i dont hold a driving license or passport?
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One year with A&L is enough - Who next?
My A&L account has been open for nearly a year now, I switched for the £100/higher interest/free OD offer, and I have had enough of them and I'm looking to move to another bank. I've just missed the Nationwide switching offer and was wondering if there were any other good offers about or wether to just go back to my…
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Alternatives to a Current Account
Hello all, I just wanted to check in to see if anyone can provide me with some info on my latest problem. I am having trouble with Halifax and their new and improved charges... improved for who I ask? Certainly not me. My account with Halifax is no longer a current account as they decided long ago that I don't earn enough…
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What is in your wallet/purse?
(This is a remake of an old thread) What is in your wallet/purse? You can post picture if you want, but remember to blank out the details. If not, just post a list like below. My wallet -Blockbusters Card -Donor Card -Gym card -Tescos Card -First Direct debit -HSBC debit -CapitalOne Mastercard -£5 note -£1.50 tescos…
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Up to £25K Reward for Spotting Dodgy ATM
LINK is offering rewards of up to £25,000 for information related to cash machine crime Article click here. How to spot dodgy ATM's click here.
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How long does it take to transfer money from one bank to another bank pls?
Hiya, Just a quick question, how long would it take to transfer money from abbey a lloyds bank account please? would it be instant in showing in my account or could it take a couple of days?Thank you
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other side of the globe
hello everyone have been reading threads for years and have actually joined some challenges trying to really handle my debts. but this isnt a debt question hehe my family is current located in the philippines, was reclocated coz of husband job. he still gets paid in this uk account. over the last 2 month the gbp has gone…
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Graduate in employment - Halifax, A&L or RBS?
I graduated from uni in July 2009 and had a student account with Halifax, which I still have and which will expire in July 2010. However, in October last year I got put on a paid contract in my current job and since then have remained consistently in credit, as well as having paid off my overdraft and not intending to ever…
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Just to let you know....
Hi, I've been with CCCs for about 3 plus years, have even missed a few payments with them and today I managed to open a business account with Natwest :j I originally phoned looking to open a basic foundation business account, therefore not looking for any frills like cheque book, overdraft facility etc... The guy said he…
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Vantage or Santander
I have £20k and am looking to get the best interest from it in one year. I was going to go down the vantage route and possibly through halifax as well for the £5 but I am now wondering - Santander's new 3.5 ISA. I could put £8700 in this (the limit for this year and next). Also Santander have a 6% in credit current account…
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Will A&L, First Direct and Halifax credit check me for a bank account?
I don't want an overdraft with any so can I opt out of that? And if so do they have any other reason to credit check me as I want to apply for all 3 at the same time?
