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Will A&L, First Direct and Halifax credit check me for a bank account?

I don't want an overdraft with any so can I opt out of that? And if so do they have any other reason to credit check me as I want to apply for all 3 at the same time?

Comments

  • stella2009
    stella2009 Posts: 278 Forumite
    Yes they will as a current account has access to credit facilities regardless of whether you are asking for them or not.
  • onlypaddy
    onlypaddy Posts: 991 Forumite
    Debt-free and Proud!
    yes you will be credit checked by all 3

    especially first direct!
    Debts at LBM (May '08) £5760 - Lloyds CC £4260, Lloyds OD £1500;
    Debts as of May 28th 2011:
    Santander CC: £0.00
    Lloyds OD : £0.00
    DFW Nerd #1247 - Proudly dealt with my Debts :D Olympic 2012 Challenge #12
This discussion has been closed.
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