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Pending Withdrawals
My disabled son has pending withdarawls on his account affecting his available balance. He does not recognise any of these pending transactions. The bank says the way ALL general banking pending withdrawals work is that the debit card is (alegedly) used and the (on or offline) retailer gets an authorization code for the…
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change of bank accounts
hi there, Just looking for a bit of advice, I have entered a dmp two months ago, closed joint acc as most was due to me and not wife,wife opened new acc with same bank as we have no debt to bank in her name only which i wiil pay my salary into. can any of my creditors attempt to access my wifes account for any debt in my…
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CreditExpert
I have been in a battle with CreditExpert for the last six weeks. My husband died 4 years ago this Saturday. I hadn't realised that for the past 4 years I had been paying for his credit report out of one of my credit cards as I had an account with them I thought it was mine. Begining of last month I contacted them…
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Alliance and Leicester to become Santander
Hi All I’m sure we all knew that Santander had bought, Abbey, Alliance and Leicester, and the savings part of Bradford and Bingley and was in the process of rebranding them all as Santander. What i hadn’t considered was the effect this would have on their terms and conditions. I have a joint account with Abbey, which…
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Halifax overdraft fees
Good Morning Just checked my bank statement today & there is a charge of £36 for unarranged overdraft & £16 for an arranged overdraft fee. My arranged overdraft is £600 & I have not went over this so I am slightly confused as to where the unarranged overdraft fee is coming from. Is this just a practice that halifax are…
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Halifax Reward Account - Warning
I can't believe what Halifax are doing. I logged in to check my account and as is usual now before you actually get to your account you have an ad page where they offer you another product e.g fixed rate web saver for 1 year at 3%. TODAY when i logged in i was presented with a screen titled Halifax Ultimate Reward Current…
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Opening a UK bank account when living in Belgium
Hello Maybe somebody can help? My father is British but has been living in Belgium (part of the EU) for the last 15 years. One of his pensions is now paying out early so he is getting a lump sum of money every year but he does not have a UK bank account so it is going into my account. He needs to open a basic UK bank or…
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My Santander Journey
I opened an account with Santander after being advised by the CAB as my DH and I were having issues with lloyds and we negotiated with them for repyaments as we were having difficulty. ANYWAY, we opened a switched account with Santander which was great they did all the work.. All though some of my DD were not switched so i…
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Natwest Overdraft Application Online
I want to apply for an overdraft using Natwest Online Banking, and I am sure I read that it will give you the limit on screen that you are approved for BEFORE you enter the limit that you require. Can anyone confirm if this is true or not as it would be handy to know before I actually put in an amount. Thanks
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Transfer overdraft without paying fees -HELP!
Hi first time on. Can anyone help me with this? I am a regular cc tart so no worries on that. I have an £1800 overdraft that I need to move. Virgin usually take it but charge 4%, but my 0% finishes 1st June. I have just applied for the Tesco cc but have been declined - not sure why never been in arrears etc? Anyway my…
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Faster Payments Help
Hi Everyone, Earlier today I sent a payment of £100 from my Abbey current account to my Halifax current account. Should this have gone via faster payments? It's still not in the Halifax account even though I sent it at 10am today. Thanks
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Can I cancel this direct debit?
I cancelled my gym subscription yesterday, it's a 28 day notice period. So my subscription ends mid-April. The money comes out of my account at the beginning of each month though, so I tried to clarify how much would come out in April, would it be a reduced/pro-rata amount. She didn't seem to know and said I could just…
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Refused a bank account
Can a bank refuse you a bank account with no apparant reason. No defaults, no CCJ's, Sound credit scores, No CIFAS, Just plain old internal scoring despite having a bank account with the same bank for many years? What is the recourse for such a stance? Can I go to court over this?
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HSBC question
Quick question, looking at potentially going back to HSBC, but have a question. About 12 years ago, I had a run-in with them and defaulted on a current account (overdraft issue), anyways that got statute barred 6 years ago. Will they tell me to f**k off if I applied for an account now?? Just curious how long they kept…
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Nationwide-faster payments now from flex A/C 07-44-56 & 07-01-16
http://www.nationwide.co.uk/faster_payments/default.htm Only £10 outgoing - confirmed as i had a SO go out and recieved same day..thats what made me look.....:T
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A&L Premier Direct Account - Help
Hi Guys, I am really interested in setting up, what I believe to be a damn good current account with Alliance & Leicester - the Premier Direct Account with 5% interest up to 2500 for 1st year. When I called up to apply, they offered me the opportunity to transfer my direct debits there and now in order to be applicable for…
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Changing bank accounts to move to another country
Hi all, I am looking to move to Thailand to teach in the next couple of months. But I have an exsisting loan with the cooperative bank of £1100 which works out at £41 a month. I was concerned with the currency exchange on this as the pound is much stronger than the baht. So this £41 pounds would have a huge impact on my…
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Natwest logging in problems?
has anyone else had any trouble logging in for the past couple of days? Everytime i am logging in , i keep getting an error message advsiing i have input the wrong details (for the record i am DEFINATELY putting in the correct info) , then i have an option to enter my account details in order to reset the log in page.. i…
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Best childrens account with debit card?
My daughter is 11 next month and wants to open an account with a debit card ive looked into a couple abbey &lloyds seem to have the best rates, not that i understand it but think with abbey you as parent need account aswell which i havent got, anyway id just like some advice plz before i open her one. thanks in advance xx
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Euro currency account for spendingt and receivingt Euros?
I need to receive cheques from France and keep the payments in Euros to spend in Europe using a debit card. I have recently recovered from debt problems so my credit rating doesnt look too good at the moment. I made an arrangement with my creditors to pay around 70% of the amount to become debt free Right now I have no…
