We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Refused a bank account
Money_mad_4
Posts: 49 Forumite
Can a bank refuse you a bank account with no apparant reason. No defaults, no CCJ's, Sound credit scores, No CIFAS, Just plain old internal scoring despite having a bank account with the same bank for many years?
What is the recourse for such a stance? Can I go to court over this?
What is the recourse for such a stance? Can I go to court over this?
0
Comments
-
Yes they can refuse. No you can't go to court.0
-
Why Not. This seems unfair if they might be basing thier decision on something that is not accurate or true. Every refusal should be supported with a justifiable reason0
-
A business can choose to (or not) do business with whoever they want without giving a reason.Why Not. This seems unfair if they might be basing thier decision on something that is not accurate or true. Every refusal should be supported with a justifiable reason
Why not ask the bank why you were refused an account?0 -
Already done that, they say that I failed thier internal scoring. Strange really when until they closed my account I was a premiar customer of 25 years.0
-
Why not try another bank? Any reason why you want to stay with Barclays?0
-
I must be mad actually to want to be a part of such a poorly organised and unfair establishment who can tret people like dirt.0
-
I meant to say treat!0
-
I would imagine that they would be happy to do business with me if I owed them a few bob. The fact is I have always managed my funding so as to avoid having to go cap in hand to those who charge extortianate rates of interest0
-
lol you can not sue a bank for not wanting to do 'business' with you.
I wouldnm't want to live in such a state if they allowed that.
This isn't America where everyone sues for being burned by a cup of coffee at their local starbucks lol.
Try another bank there are loads. Everything happens for a reason, good or bad.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
I think that its a little more serious than that when your Direct Debits dont get paid and you loose your varous contracts as a result of contract breaches for no payment.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards