Refused a bank account

Money_mad_4

Vapourate, how about living in a state where people hold personal information about you, or not that they wont tell you they have but it may be inaccurate.

vaporate

Money_mad wrote: »

Vapourate, how about living in a state where people hold personal information about you, or not that they wont tell you they have but it may be inaccurate.

I already know the UK gov has a file on everyone. We also have more CCTV than the U.S.

America is no different. Theoretically, they may be more stringent.

paulmcerlean

Money_mad wrote: »

Why Not. This seems unfair if they might be basing thier decision on something that is not accurate or true. Every refusal should be supported with a justifiable reason

Their justifiable reason is you do not meet their requirements. If, as you say, do nothing to make the bank money why should they do business with you?

They dont have to.

Besides, why worry, there are lots of great banks, and if you have a good credit rating as you say, all of them will likely be delighted to have your business.

Money_mad_4

Yes, will cross to a decent bank that might treat thier customers with a bit more respect.

bengal-stripe

Money_mad wrote: »

Strange really when until they closed my account I was a premiar customer of 25 years.

So, the bank closed your account. - There must have been a reason for this.

The bank does not close accounts of 'premiar' customers.

onlypaddy

I agree with Bengal, the OP is missing something out here. Banks don't just close accounts, there must have been something happening with the account that warranted closure.

Just looks like an ill founded rant to me, without presenting all the facts

Money_mad_4

Not missing any thing Paddy!! Bank acoount was closed to have a joint bank account. Closed at 12 OClock then refused to open or reopen it at 1205, no bank account since, no reason given, no reason in total

Money_mad_4

You only have to look at how much Bank Bonuses and profits add up to and how the banking system has taken this country to the financial state that its in to realise that the Banks are out of control and a law unto themselves

onlypaddy

you are missing something...why would having a joint account mean they close it? there must be some reason. it would also explain why you fail internal scoring

until you shed light on the fundamental reasons then you'll get no real sympathy or solutions

GSXRCarlos

surely your solo account wouldn't be closed at all, or at the very least until the joint account details were in place?

did they write you a cheque for the money that was in those accounts?