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HSBC question
simax
Posts: 1,977 Forumite
Quick question, looking at potentially going back to HSBC, but have a question. About 12 years ago, I had a run-in with them and defaulted on a current account (overdraft issue), anyways that got statute barred 6 years ago.
Will they tell me to f**k off if I applied for an account now??
Just curious how long they kept records like that...
Cheers
Will they tell me to f**k off if I applied for an account now??
Just curious how long they kept records like that...
Cheers
I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
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Comments
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No. Records would have been gone by now.0
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HSBC are an awful bank in my experience, though - so I'd advocate going elsewhere if possible...0
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Quick question, looking at potentially going back to HSBC, but have a question. About 12 years ago, I had a run-in with them and defaulted on a current account (overdraft issue), anyways that got statute barred 6 years ago.
Will they tell me to f**k off if I applied for an account now??
Just curious how long they kept records like that...
Cheers
If it was 12 years ago they will be gone by now.......0 -
Well, I applied online.... after a few mins thinking about it, the system then asked if i wanted to be considered for a debit card and a chequebook. I said yes, and it said I'd get a decision in 2-3 working days.
It thought long and hard before asking me this, so wondering if it'll be OK... hope so....I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂0
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