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Transfer overdraft without paying fees -HELP!

Hi first time on. Can anyone help me with this? I am a regular cc tart so no worries on that. I have an £1800 overdraft that I need to move. Virgin usually take it but charge 4%, but my 0% finishes 1st June. I have just applied for the Tesco cc but have been declined - not sure why never been in arrears etc? Anyway my hubby has just been accepted but they wont take an overdraft only a balance transfer from another credit card. If I do this I will pay 6% in total just to move it from my current account. Does anyone have any suggestions that can help? I'm stressing over this as am now scared I will be declined for any other cards. Help!

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Which other cards do you have between you? Ideally an Egg Money, or standard Egg card?

    Next time, research your options (or at least read the T&Cs) before making an application. List of cards capable of taking an overdraft (known as Super Balance Transfer (SBT) cards) here...

    http://www.stoozing.com/sbt.php
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