We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Budgeting & bank accounts

Archives for June 2009

DDR cancelled / Card details held by Originator !!!!
Ok ...here goes...my first question on this board.....please keep reading folks it is relevant. Right...just cancelled a DDR to Fitness First £25.99 a month. Trouble is they have my card as back up payment !!! This was from the first instalment that they `said` had to be by card payment. I have tried to cancel this before…
Advie Needed , Transferring Money To A Uk Bank Account from ireland
Okay hear goes a family member is due to receive compensation from Ireland in Euro of course, the amount is 50k Euro .I have tried to find out before coming to a web board as i am just trying to get the best deal for her . Now she has a Uk Barclay's bank account,so is it best for her to have the money sent in Euro from…
Still ok to use Nationwide Flex acc for holiday?
Had a flex account for a couple of years now with a debit card, and have always preloaded the account with money which gradually take out using the debit card via cashpoints abroad. Read somewhere recently that NW were trying to prevent people 'abusing' the account and only using it for the odd holiday. Was this only for…
Worrying email from PayPal
Earlier today I received an e-mail from PayPal saying: "Dear Chipmunk, The mandate from your bank account, ending in ****, was returned by your bank on 30 Jun. 2009 for the reason below: The bank is disputing the Direct Debit Instruction (DDI). Yours sincerely, PayPal Please do not reply to this email. This mailbox is not…
Bank Error in my favour, what should I do?!
Hi there, I made a cash deposit into my bank account (it's a big bank). I've told the cashier twice the amount of deposit I would like to make. He counted the money and put £100.00 too much into my account - I noticed this at home. £100.00 extra are always welcome - but I feel bad about it and thinking of telling them.…
O2 top up on bank statement, don't have a prepay phone!
Hello Just got my bank statement and apparently on 13/8 I spent £30 on an O2 phone top up, only thing is, I don't have an O2 phone or even any other sort of prepay phone so I can't work out what is going on. I am on 3, with a contract. I am going to phone my bank soon but just wondered if this definitely is a top-up I have…
void payment debited from my account?
hi hope someone can help i payed my car to be serviced on my debit card but as the transaction went through i changed my mind and had the payment voided. But the money came out my account. I phoned up barclays and they said that the payment would show up again on my statement after 12 working days. So has anyone else had a…
Alliance and Leicester Not Paying Out On Premier Direct Bank Account Offers
I am wondering if anybody has had problems collecting on either the £25 referral offer or £100 offer for moving all your direct debits, etc, to A&L after moving your bank account over to them - after fulfilling all the necessary requirements to collect on these of course? Both these promotions have been live for some time…
unauthorised o/d and charges
my partner has admitted to using my debit card just in time as the police were about to be called. without going into too much detail. I usually dont have a problem with this as she has used it countless times previously and paid back promptly. However, this time she has used all my available funds leaving me with nothing…
How can I get my £1000 back?
Hello, I was hoping for some advice. I recently left my company and as part of the checklist they asked me to ensure that I had paid off my corporate amex. So I went onto the Amex site and made a debit payment for the amount due (approx £3.5k). Now instead of this being the end of the story, Amex went ahead and took the…
When can I have an overdraft please?
Have spent the last 6 months or so trying to repair my credit rating, and thinks are on the up, was at 327 on xmas eve and 530 this morning:beer:, now, I do not want a massive overdraft, I have lived without it for the last 5 years, BUT, I tend to run out of money towards the end of the month, and end up paying bank…
Link for past bank account search?
Hey all, Months ago i followed a link posted here which started a search of all banks and building socities for past/dormant accounts. I have a dormant account with the Post Office and because of my find friends and colleagues want to have a try! Unfortunately i can't find the link that started this all off :( Anyone know…
Advice on joint bank account needed pls
Hello I hope someone can help. I am trying to sort out my finances and also those of my partners. Trouble is he is still named on a joint bank account with his ex wife. She uses it as her day to day bank account. She is bad with money and the overdraft is creeping up and up (£2500). How come the bank can increase their…
Four Weekly Pay
I've recently started a new job whereby i get paid every four weeks. As i understand it this means that once a year i get paid twice in one month (July 2009). I've heard people saying that this is effectively a 'free' month, however, i can't seem to get ym head around it. Surely if i get paid at the beginning of July then…
Quidco & A&L Premier Direct a/c - any success?
I have read on this board that people have setup two A&L Premier direct accounts and so far have had no problems. Fantastic... I would like to open a second a/c and maximize by going through Quidco as well - any success stories of setting up the second A&L a/c via Quidco or any other cashback site and getting cashback?
Trying to find forgottent bank accounts
Hi everyone. I am the only surviving relative of my uncle, a widower who is 84 years old, and is suffering from dementia. He is being moved to sheltered housing next month. After speaking with his Social Worker, it was decided that I should take over my uncle's financial affairs in order to sort out any future…
debit payment time limit
Hi i recently bought some foreign currency, which was put through as a cash withdrawl from my debit card, its been a couple off weeks but the money still hasn't been taken from my account, is there a time limit on how long they can take to withdraw the money? thanks steve
RBS Maestro card and Clydesdale ATM's
I have an RBS Maestro debit card. So does my son. In the past few days we can't get them to work in any Clydesdale ATM. We can't even get a balance - it says something along the lines of 'we're unable to process this transaction'. I know the ATM's are working because people are using them before and after we've tried.…
natwest adapt account
My son opened a Natwest Adapt account at the beginning of this year and he has received a letter today saying that Natwest have undertaken a review of the banking arrangements he has with them and with regret they have reached the conclusion that they will no longer provide the facilities for him. They go on to say that…
Natwest Debt Collection
Hi all at MSE, firstly i apologise if this is in the wrong area and/or it is a re-occurring question. Background: My partner opened a Natwest Student Account with an interest free O/D for 3 years with a £1000 overdraft facility in Sept 2008 when starting university. She basically took it to the limit buying things for uni…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Budgeting & bank accounts

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Budgeting & bank accounts

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free