Link for past bank account search?

Ivrytwr3

Hey all,

Months ago i followed a link posted here which started a search of all banks and building socities for past/dormant accounts. I have a dormant account with the Post Office and because of my find friends and colleagues want to have a try!

Unfortunately i can't find the link that started this all off Anyone know it?

Thanks!

YorkshireBoy

This one?...

http://www.mylostaccount.org.uk/

(Found by googling "dormant bank account")

Ivrytwr3

yes, that's the one. Many thanks!

shandypants5

I followed that link and filled in as much info as I could remember.

Now Lloyds TSB have sent me a letter saying that they have an old dormant account that is mine and I need to go to my local branch with some ID and proof of address before I can have "access to the money" (their words)

My problem is that many years ago I was terrible with money so I am scared that the account might actually be massively overdrawn or something.

Does anyone know if they could chase me for money that I owe them after so long? I think the account is possibly about 20 years old.

I have no way of knowing if the account is in credit or debit untill I ID myself officially..

shandypants5

shameless bump.

shandypants5

Anyone...?

LeeSouthEast

You could look at your credit report to determine if the account is in arrears or not, before you go storming in there demanding your money

jonesMUFCforever

shandypants5 wrote: »

I followed that link and filled in as much info as I could remember.

Now Lloyds TSB have sent me a letter saying that they have an old dormant account that is mine and I need to go to my local branch with some ID and proof of address before I can have "access to the money" (their words)

My problem is that many years ago I was terrible with money so I am scared that the account might actually be massively overdrawn or something.

Does anyone know if they could chase me for money that I owe them after so long? I think the account is possibly about 20 years old.

I have no way of knowing if the account is in credit or debit untill I ID myself officially..

They would not be writing to you if the account is not in credit. It is part of a campaign (leaned on by the government) to try and reunite dormant accounts with their rightful owner.
If you do not believe me - do nothing - it probably won't be a huge amount anyway.
To answer your question if there has been no contact whatsoever between you and the bank over any debt for more than 6 years then the debt is statute barred - ie they can't chase you for it.

shandypants5

Thanks Lee.

Where would I get to see that?

Sorry if its a dumb question..

shandypants5

jonesMUFCforever wrote: »

They would not be writing to you if the account is not in credit. It is part of a campaign (leaned on by the government) to try and reunite dormant accounts with their rightful owner.
If you do not believe me - do nothing - it probably won't be a huge amount anyway.
To answer your question if there has been no contact whatsoever between you and the bank over any debt for more than 6 years then the debt is statute barred - ie they can't chase you for it.

Yeah I am not expecting much at all.

I was actually looking for an old Savings account I had with a building society, so the Lloyds letter is a bit of a suprise.

I have only ever had current accounts with lloyds and I cant imagine me forgetting one with any money in it.

Although I may have accidentaly "forgotton" an overdrawn account when I moved house in my youth....:o

LeeSouthEast

Everything you ever needed to know is here